Money is a means, not an end goal in life; it is a means to get you to your goals. The promise of Take Charge: Be Money Smart in 7 Steps is this: you will learn how to manage your finances well and develop your own life goals to long-lasting happiness. Targeted at teenagers and young adults, this book is an engaging and practical resource for introducing financial literacy to our youth – a vital topic in today’s world of instant gratification, easy access to credit, false promises of riches, and even financial exploitation by internet ‘financial gurus’. Drawing on life experiences and professional expertise, the authors present key financial concepts and impart sensible financial advice in this fully illustrated book. Contents: Education and Career, Income, Expenses, Debts, Investments, Future and Happiness.

Please note: This is a companion version & not the original book. Sample Book Insights: #1 The term rich was first used by cartoonist Richie Rich, who was the richest kid in the world. However, Richie’s lifestyle was far from my childhood reality. #2 The way you perceive your own wealth is a result of your behavioral leanings, life experiences, and personal philosophy. You should feel fulfilled, not just wealthy. #3 The rich are not just looking to accumulate money; they are also looking for a quality of life and to make the most of their time. They are cutting back on luxuries to spend more time with their families. #4 Feeling rich is about feeling secure. It's about knowing that you're doing all you can to protect your health, house, income, savings, investments, and the security of your loved ones.

Winner of the Eric Hoffer Book Award, Money Smart delivers a better approach to personal money management with a simple and accessible style. Author Ted Hunter shows readers that they are capable of managing their money better than anyone else, including financial professionals. He first exposes the destructive myths and system-wide incompetence that have dominated money management advice for decades. Hunter then empowers readers by providing the information they need to make their own decisions.

"Over one million marriages will end in divorce this year. Over one million women will not live happily ever after. They will, even by conservative estimates, suffer a 24 percent decrease in living standards while their ex-husbands' fortunes drop by 5 percent at most." "Divorce hurts. But it hurts women a lot more than men. Especially from a financial perspective." "The emotional and financial dynamics of divorce are unlike those of any other life transition. Never do money and emotions intersect more painfully than during and immediately following divorce. At no other times are a woman's net worth and her self-worth so completely intertwined. During divorce negotiations, money becomes a symbol of all that has gone wrong in the marriage. Fear, pain, anger, and guilt all culminate in arguments about money." "Money becomes a reward for whoever succeeds at the emotional bartering game. But the emotional wear and tear of divorce often prevents women from making moneysmart decisions that will affect the rest of their lives." "Now Esther M. Berger, a Beverly Hills certified financial planner, offers women at every income level the critical information they need to know before, during, and after divorce. With advice on everything from making the first phone call to an attorney to negotiating alimony and child support to living on a post-divorce budget, MoneySmart Divorce helps you move beyond the emotional turmoil and confusion to discover that there is life after divorce." "MoneySmart Divorce teaches women which professional advisors you need - and how to find them; how to separate your emotions from your money during difficult financial negotiations; how to avoid classic "Divorce Dirty Tricks"; how to use the Two C's and Two D's to negotiate a moneysmart settlement; and how to formulate your own financial plan and make investment decisions that work for you." "The cost of divorce is incredibly high, in both financial and psychological terms. MoneySmart Divorce helps you acknowledge and confront the pain of divorce while at the same time providing the necessary tools for moving forward and taking control of your own financial life."--BOOK JACKET.Title Summary field provided by Blackwell North America, Inc. All Rights Reserved

The system will show you how to teach your children to manage money and have a good attitude while they're learning to earn, budget, and spend wisely.

Wise money management and wise living go hand-in-hand, and nowhere else is this truth demonstrated more vividly than in Raising Money-Smart Kids. This easy-to-understand guidebook shows how parents and children can enjoy a lifetime of financial well-being and security--leading to financial independence and family harmony.

"With tables of the cases reported and cases cited and an index." (varies)

Volume contains: ()