For investors from across the world, UK residential property is seen as one of the best investments available. This is for good reason. It has a track record of delivering strong, stable returns in a way that is relatively easy to understand and implement. The trouble is, the market has changed. The investors of the future value sustainability more than ever before. There is unprecedented and growing demand for Environmental Social and Governance (ESG) investing, now worth $30 trillion in Assets Under Management each year, around a quarter of all professionally managed assets. The traditional goal of profit maximisation is being replaced. Investments must increasingly be profitable as well as sustainable: economically resilient with positive ESG metrics. Yet the UK residential property market – worth over £7.5 trillion – is lagging behind. There is very little clear, easily usable guidance for those responsible for a huge proportion of the market: private investors. The positive impacts of sustainable property investing – for profit-motivated investors, people and the planet – could be huge. The financial, environmental and social costs of getting it wrong could be catastrophic. To get this right and to avoid the risks of getting it wrong, it is vital to understand: • What sustainable residential property investing is • What needs to change and • How, on a practical level, you can invest in a way that is both profitable and sustainable. This book draws on expertise from within and beyond real estate, provides a simple framework for updating your approach. It highlights common mistakes and shares advice so that you can avoid them. Ultimately, it’s about answering the question of the decade: ‘How can I invest profitably with positive impacts?’

Discover the best investment options for growing your wealth faster, and start living the life you really want In Replace Your Salary by Investing, financial advisor and money geek Ben Nash delivers a start-to-finish game plan to get more out of your money. You’ll learn practical, real-world strategies, skipping the money jargon in favour of actionable principles you can apply immediately to invest more and grow your wealth. Whether you find yourself in a situation where you’re not investing as much as you’d like, you’re making a good income but don’t have much to show for it, you’re paying too much tax, or you’re feeling like you’re never going to achieve financial independence... Ben shows you ways to realise a lifestyle you can enjoy today, while planning for and creating the future you want for tomorrow. Build up your money muscle and form money habits that will benefit you for life Understand how to invest strategically with property, shares, crypto, and superannuation Cut your tax bill so you can use more of your income to invest and get ahead For anyone who wants to find their financial security sooner, Replace Your Salary by Investing is the hands-on, step-by-step guide that will help you take control and get more out of the money you have today.

Scott Sturgeon presents an original account of mental states and their dynamics. He develops a detailed story of coarse- and fine-grained mental states, a novel perspective on how they fit together, an engaging theory of the rational transitions between them, and a fresh view of how formal methods can advance our understanding in this area. In doing so, he addresses a deep four-way divide in literature on epistemic rationality. Formal epistemology is done in specialized languages--often seeming a lot more like mathematics than Plato--and so can alienate philosophers who are drawn to more traditional work on thought experiments in epistemic rationality. Conversely, informal epistemology appears to be a lot more like Plato than mathematics and, as such, it tends to deter philosophers drawn to formal models of the phenomena. Similarly, the epistemology of coarse-grained states boils down everything to a discussion of rational belief--making the area appear a lot more like foundations of knowledge than anything useful for the theory rational decision, such as decision-making under uncertainty. The Rational Mind unifies work in all of these areas for the first time.

How to spot emerging growth stocks--and make money by investing in small, fast-growing companies. Gives down-to-earth guidance on how to pick stocks that will outperform the market and how to avoid those that will fail. Includes what to look for in small companies, how to analyze them, and how to diversify among them. Shows you how to analyze profitability, competition, and management with an eye toward when to buy, when to sell, and when to sit on the sidelines. Uses concrete examples to show you how to put the information to work for you.

The most salient feature of security returns is uncertainty. The purpose of the book is to provide systematically a quantitative method for analyzing return and risk of a portfolio investment in di?erent kinds of uncertainty and present the ways for striking a balance between investment return and risk such that an optimal portfolio can be obtained. In classical portfolio theory, security returns were assumed to be random variables, and probability theory was the main mathematical tool for h- dling uncertainty in the past. However,the world is complex and uncertainty is varied. Randomnessis nottheonly typeofuncertaintyinreality,especially when human factors are included. Security market, one of the most complex marketsintheworld,containsalmostallkindsofuncertainty. Thesecurity- turns are sensitive to various factors including economic, social, political and very importantly, people’s psychological factors. Therefore, other than strict probability method, scholars have proposed some other approaches including imprecise probability, possibility, and interval set methods, etc. , to deal with uncertaintyinportfolioselectionsince1990’s. Inthisbook,wewantto addto thetools existingin sciencesomenewandunorthodoxapproachesforanal- ing uncertainty of portfolio returns. When security returns are fuzzy, we use credibility which has self-duality property as the basic measure and employ credibilitytheorytohelpmakeselectiondecisionsuchthatthedecisionresult will be consistent with the laws of contradiction and excluded middle. Being awarethat one tool is not enough for solving complex practical problems, we further employ uncertain measure and uncertainty theory to help select an optimal portfolio when security returns behave neither randomly nor fuzzily. One core of portfolio selection is to ?nd a quantitative risk de?nition of a portfolio investment.

Hello everyone! I'm excited to introduce you to the fascinating world of financial psychology. In this series, we'll explore how our emotions, beliefs, and behaviors influence our financial decisions. We'll see how this understanding can transform our relationship with money and help us achieve our goals. Financial psychology studies the relationship between the human mind and money. It explores how psychological factors such as emotions, perceptions, and beliefs influence our financial decisions. It combines concepts from psychology and economics to understand financial behavior. Financial psychology isn't just about numbers and graphs. It helps us understand why we sometimes make financial decisions that don't make rational sense. By understanding the psychological mechanisms behind our decisions, we can make more informed decisions that align with our goals. Emotions such as fear, greed, and anxiety significantly influence our financial decisions. Fear of losing money can lead to conservative decisions, while greed can lead to excessive risk-taking. Hope for a better future can motivate us to save, but it can also lead us to invest in high-risk assets. Emotions are like an internal GPS that guides us in our financial decisions. However, they can lead us down a wrong path if not managed properly. By identifying and understanding our emotions, we can make more rational decisions that are aligned with our long-term goals. Cognitive biases are mental shortcuts we use to make decisions faster, but they can lead us to make mistakes. Examples of biases include loss aversion, confirmation bias, and herd behavior. How to identify and overcome these biases to make sounder financial decisions. Our brains are incredible machines, but they are also prone to making mistakes. Cognitive biases are like optical illusions that distort our perception of reality. By being aware of these biases, we can take steps to counteract their effects and make more rational decisions. Our financial habits are shaped by our experiences and beliefs. The importance of developing healthy financial habits, such as saving, investing, and planning for the future. How to create new habits and break old financial habits. Our financial habits are like paths we follow on autopilot. If we want to change our financial results, we need to change our paths. By developing new positive financial habits, we can transform our financial lives. Financial psychology offers us a new perspective on money. Instead of seeing money as an end in itself, we can see it as a means to achieve our goals and live a more fulfilling life.

A guide to Islamic investment opportunities from the CEO of the world's leading Islamic finance bank Offering an insider's perspective on a rapidly growing sector of the financial industry, Investing in Islamic Funds details the basic principles of Islamic investing for Muslims and non-Muslims alike. It explains how Islamic equity and fixed-income products differ from traditional funds, and how they deliver excellent results while still conforming to Sharia principles. Using hard data from the last six years, the book also reveals how Islamic funds have offered predictable, reliable returns in volatile markets and turbulent financial times. For institutional investors as well as sophisticated individual investors, the book serves as an excellent introduction to the subject and surveys the full range of products available. Additionally, the book will arm financial services professionals with the knowledge they need to explain this new investment opportunity to clients. One of the few books available that offers comprehensive data on the performance of Islamic funds in addition to the underlying theory that governs them Written by the CEO of CIMB-Principal Islamic Asset Management, the world's leading Islamic finance bank Features charts, case studies, comparative analysis, and a tabular data format Debunks the misconceptions traditional investors may have about the profitability Islamic funds For professional and institutional investors, as well as private investors looking for new opportunities, Investing in Islamic Funds offers a much-needed primer on this fast-growing market.