“If I only had known what could happen, I would have made a different choice!!!”A decade in a crisis pregnancy center, counseling both Christian and non-Christian teens...speaking to millions of students through the years...counseling and answering the letters of thousands of teens...Pam Stenzel has heard this statement over and over and over again. From kids like you.Sex Has a Price Tag rejoices that, indeed, sex is glorious. Sex is God-given. But sex outside of God’s boundary is behavior that has far-reaching consequences. Outside a monogamous marriage it has a price tag of incalculable costs.Here are real testimonies, encouragement, and advice about:abstinence vs consequencesBiblical definitions and examplesphysical diseases and emotional disasterexamination of urgestaboo subjects including masturbationadvice on where to go for helpavoiding sexual activity and awkward situationsdealing with friends, parents...and your self-respectSex Has a Price Tag is brutally frank but totally sympathetic, written to girls and guys. Here are searing personal testimonies, medical stats, and practical solutions; encouragement in the form of Biblical examples, support and networking options, innovative alternatives to dating situations, and creating journaling. There are sources and links for seeking help. Sex Has a Price Tag is life-affirming, and is a life-saver.

The Odyssey of the Blue Swan is a wonderful and often humorous story about building the long canal system that we know of which began at Lake Erie in New York, continued in Ohio and Indiana. The story takes place in the area of Marysville, Ohio. Some of the characters are based on Mr. Carder's Current family connection. We learn about the characters that traveled the canal, as well as the characters of the community of New Bremen. Alwyn Carder has caught the very essence and soul of the canal period in the United States.

Through this small group Bible study, move beyond six tough hurdles: adversity, fear, apathy, greed, lust, and sorrow. As you unite the hope and insight of Scripture with the support of the people in your group, you'll find strength to overcome the things in your life you thought would never change. 6 SESSIONS

"It's the money you don't spend that ultimately gives you the freedom to live the life you love!" You work hard for your money. You know you should save some, but it seems like every month something comes up that sets back your best laid plans. If you're tired of working hard just to get by, this user-friendly guide shows you that you can slash the cost of nearly everything you need without sacrificing joy and quality of life. Mary Hunt shows you how to get off the monthly money roller coaster. She offers the specific techniques, resources, and motivation you need to keep more of your money every month, including •finding money you didn't know you had •cutting your grocery bill by 50% •controlling the mother of all budget-busters •avoiding fees •paying off your mortgage •saving on bills •preparing for disaster •paying less for your dream car •planning family vacations •and more It's time to start saving, giving, and finally making financial progress, and with humor and compassion, Mary Hunt is leading the way!

Learn How To Start a Business With Absolutely No Experience - Basics Reloaded! Now is the perfect time to start a business. There are plenty of opportunities out there, which is contrary to popular belief. Starting a business may seem a little intimidating but it depends on the way you go about it. Since business is a term we are all very familiar with, it can be easier to set one up than one thinks. Many people have dreams of having their own business for many reasons. They want to make money and make something of themselves. Others want something to supplement their income. Whatever the reason you want to start a business, always begin doing it the right way, and keep running it with good intentions. One popular belief is that you need tons of experience, expertise, and knowledge to start a business. The opposite is true. While it helps to go to school and learn the tricks of the trade, it does not necessarily mean that you cannot start a business because you do not have a degree. The important things to remember are, you need to research, ask the right questions, and get the best advice you can.

THE STORIES: In the first play, THE RIVER, two unmarried ladies meet in a cafe to lament the fact that one of them just reached the dangerous age of thirty--which the other (a far more philosophic sort) has long since sailed safely past. Brooding on