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BOOK EXCERPT:
The book provides an engaging account of theoretical, empirical, and practical aspects of various statistical methods in measuring risks of financial institutions, especially banks. In this book, the author demonstrates how banks can apply many simple but effective statistical techniques to analyze risks they face in business and safeguard themselves from potential vulnerability. It covers three primary areas of banking; risks-credit, market, and operational risk and in a uniquely intuitive, step-by-step manner the author provides hands-on details on the primary statistical tools that can be applied for financial risk measurement and management. The book lucidly introduces concepts of various well-known statistical methods such as correlations, regression, matrix approach, probability and distribution theorem, hypothesis testing, value at risk, and Monte Carlo simulation techniques and provides a hands-on estimation and interpretation of these tests in measuring risks of the financial institutions. The book strikes a fine balance between concepts and mathematics to tell a rich story of thoughtful use of statistical methods.
Product Details :
Genre |
: Business & Economics |
Author |
: Arindam Bandyopadhyay |
Publisher |
: Oxford University Press |
Release |
: 2022-05-31 |
File |
: 321 Pages |
ISBN-13 |
: 9780192849014 |
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This book examines partnerships between commercial banks and microfinance institutions (MFIs). It demonstrates that when set up properly, these partnerships have the potential to develop and enhance the financial inclusion agenda, and further support sustainable development. MFIs provide access to finance predominantly for those who are poor but economically active, and therefore their expansion is imperative for inclusive economic development. However, MFIs are faced with enormous challenges. The book discusses how partnering with a commercial bank can meet these challenges and the process of interaction contributing to the enhancement of institutional robustness of MFIs. Through two distinct case studies, in Cambodia and Australia, the book discusses the motivations, objectives, and operational dynamics of a partnership, as well as the challenges, success factors, and potential benefits, from the increase in outreach and sustainability, to the transference of knowledge and potential for capacity building. Similarly, the partnering banks benefit in line with the intended objectives – commercial or social besides help embedding social consciousness and improving staff engagement. Concluding with elucidating the characteristics of a partnership model that can succeed across different global contexts, the book will interest a range of researchers and students across development economics, banking, finance, and sustainable development.
Product Details :
Genre |
: Business & Economics |
Author |
: Don Chandima Padmaperuma |
Publisher |
: Taylor & Francis |
Release |
: 2023-03-16 |
File |
: 233 Pages |
ISBN-13 |
: 9781000851953 |
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Master's Thesis from the year 2012 in the subject Business economics - Investment and Finance, grade: B, Methodist University College Ghana, language: English, abstract: This study focused on the challenges of Credit Risk Management in Ghanaian Commercial Banks with the searchlight on the operations of Barclays Bank Ghana (BBG), Ghana Commercial Bank (GCB), Zenith Bank Ghana and Merchant Bank Ghana (MBG), all operating in the Accra Business District. The study essentially had the objective of examining the loan application appraisal processes of these banks as well as ascertaining the adequacy of their loan monitoring mechanism. In conducting the study, the researcher adopted the questionnaire technique as the research instrument to solicit information from both customers and officials of the banks. Purposive sampling technique was employed in selecting officials from the banks whose duties centered on Credit Risk Management. Random sampling technique also helped the researcher in selecting the sample size for the customers of the banks. Findings made uncovered the fact that poor sales and exchange rate losses, product substitutes due to trade liberalization and inability to enter into the foreign market and account for a chuck of the loan default cases experienced by the banks. It is recommended, among others, that the Government’s information on Venture Capital Trust fund should be made more accessible to the SMEs sectors through official sponsored workshops whilst the capacity and logistics of the Eximguaranty Limited are strengthened to alleviate the credit requirement ‘headaches’ of SMEs. Conclusions drawn centered on the fact that some banks minimize risk factors in credit management by entering into some covenants with borrowers’ under which certain figures and ratios are periodically sent to the banks electronically. Most banks also dispatch their officials to monitor and evaluate the loan disbursement schedules agreed with the customer to minimize bad debt associated with SMEs.
Product Details :
Genre |
: Business & Economics |
Author |
: Michael Nyarko-Baasi |
Publisher |
: GRIN Verlag |
Release |
: 2013-03-27 |
File |
: 99 Pages |
ISBN-13 |
: 9783656397540 |
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BOOK EXCERPT:
Product Details :
Genre |
: Economic policy |
Author |
: |
Publisher |
: |
Release |
: 2006 |
File |
: 720 Pages |
ISBN-13 |
: UOM:39015066256291 |
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BOOK EXCERPT:
Product Details :
Genre |
: Finance |
Author |
: |
Publisher |
: |
Release |
: 2008 |
File |
: 138 Pages |
ISBN-13 |
: UOM:39015078215095 |
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BOOK EXCERPT:
Product Details :
Genre |
: |
Author |
: Bibliothèque centrale (Fonds Quetelet) |
Publisher |
: |
Release |
: 1992 |
File |
: 714 Pages |
ISBN-13 |
: STANFORD:36105008428901 |
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BOOK EXCERPT:
Product Details :
Genre |
: Banks and banking |
Author |
: Reserve Bank of India |
Publisher |
: |
Release |
: 2010-04 |
File |
: 1250 Pages |
ISBN-13 |
: UCBK:C100669998 |
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BOOK EXCERPT:
Product Details :
Genre |
: Finance |
Author |
: Reserve Bank of India |
Publisher |
: |
Release |
: 2007 |
File |
: 856 Pages |
ISBN-13 |
: UOM:39015066386387 |
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BOOK EXCERPT:
"The United States of America and Canada"; beginning with 1983, Western Europe also covered, in vols. 4-5;
Product Details :
Genre |
: Canada |
Author |
: William A. Benjamin |
Publisher |
: |
Release |
: 1982 |
File |
: 670 Pages |
ISBN-13 |
: PSU:000056202076 |
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BOOK EXCERPT:
Product Details :
Genre |
: Electronic journals |
Author |
: |
Publisher |
: |
Release |
: 1998 |
File |
: 500 Pages |
ISBN-13 |
: UIUC:30112045321806 |