When you get your first paycheck, the impulse is to spend it right away. After all, there's the new smartphone and video game system you want, but if you choose to spend quickly, you'll find your money disappears, fast. How do you avoid this common mistake? Smart money management and budgeting. Be prepared for your first paycheck. Plan a budget. Save. This book shows readers the basics to managing money, provides smart ways to save and spend, and shows how to create a personal budget.

Offers tips and advice on matters of personal finance.

The Sunday Times bestselling author and star of Dragon's Den, Duncan Bannatyne, explains how to take control of your finances and get more from your money. Today's turmoil and uncertainty in the financial markets illustrates how important it is to be in control of your own money. How To Be Smart With Your Money addresses the core fundamentals of financial literacy, telling readers how banks work and why city traders earn such enormous bonuses. It will help you to plot a path out of debt and develop financial confidence so you feel in charge of your finances. Duncan Bannatyne knows the true value of money: now worth £320 million, he was born into extreme post-war poverty. Taking each area of our financial lives in turn - earning, spending, borrowing, investing, saving, budgeting and the wider economy - he helps us understand where we are in our own financial cycle and how to achieve financial security for good. Duncan Bannatyne is the former stoker in the navy who built up his own business empire, worth over £320 million and is a star of the TV series Dragon's Den. His first book, Anyone Can Do it, was a Sunday Times bestseller in hardback and paperback.

The OECD Programme for International Student Assessment (PISA) examines what students know in reading, mathematics and science, and what they can do with what they know. This is one of six volumes that present the results of the PISA 2018 survey, the seventh round of the triennial assessment. Volume IV, Are Students Smart about Money?, examines 15-year-old students’ understanding about money matters in the 20 countries and economies that participated in this optional assessment.

With 100 dollars in your pocket, you could buy new jeans, a pair of shoes, and a couple movie tickets. You might still have some left over, but what if you took that 100 dollars and invested it instead? In ten years, that 100 might turn into 1,000, even 10,000 dollars. Saving, planning, and smart investments can make your money grow. It might not be as much fun as spending it, but you'll be much better off in the future. This book will help readers get started on the best ways to save money, learn about the stock market, and plan their financial future.

Should you buy that smartphone at full price now or wait for the sale? Shopping can be fun but also stressful, especially on a teen-sized budget. That's why it's important to be a critical consumer. It's easy to spend money, but how do you save? With helpful tips and math word problems, this book will show readers how to make smart financial decisions, avoid the bad deal, and get the most for their money.

Oh, the things you can buy with a small piece of plastic. It may seem like your first credit card is a ticket to buy anything you want, but be careful. Credit can be your best friend or your worst enemy if you don't manage it right. Credit may help you pay for college or buy your first car. It can be a great financial tool, but you must learn to use it wisely. This book shows readers the various forms of credit, the best ways to use credit, and will help them manage their debt so they can build a strong financial future.

Now being used as a sales tool by companies like M&M Mars, Nestle, Mohawk Carpet Industries, and Pac Tel, this book "tells it like it is" when it comes to describing what it takes to make a great sales personality. Issues covered include attitude, competition, emotion, organization, presentation, and closing the sale.

Shows how to move from the Mystery model to the Mastery model. Written for parents and educators--especially those who live and work with gifted/high-ability children--the authors describe ways to develop children's natural abilities. Introducing the Mystery and Mastery models of gifted education, the authors invite controversy by challenging several commonly held assumptions. They then present practical strategies to help parents and educators identify and nurture the abilities of children with high ability. This book answers the charges that special programs for gifted children are elitist. The authors demonstrate that it is simply appropriate to provide educational experiences that each child needs at a particular time.