Provides tips for a successful financial life including facts about earning money, paying taxes, budgeting, banking, shopping, using credit, and avoiding financial pitfalls.

Provides tips for financial success including facts about earning money, creating budget, savings and investments, banking, credit unions, credit cards, debt and financial technology along with a list of apps available for various financial processes and resources for additional information.

Provides consumer finance information for teens about economic principles, wealth development, bank accounts, stocks, bonds, mutual funds, and other financial tools.

Consumer finance information for teens about loan options available for teens and talks extensively about the procedures and risks involved in personal and automobile loans.

Basic consumer information and guidelines on teen financial literacy and transitioning to adulthood. Offers career-planning guidance and covers internships, apprenticeships, and college; saving and spending wisely; money-management tools and other financial information offered as additional resources.

There has been an increasing recognition that financial knowledge (i.e., literacy) is lacking across the population. Moreover, there is recognition that this lack of knowledge poses real problems as credit, mortgages, health insurance, retirement benefits, and savings and investment decisions become increasingly complex. Financial Decisions Across the Lifespan brings together the work of scholars from various disciplines (family and consumer sciences, economics, law, finance, sociology, and public policy) to provide a broad range of perspectives on financial knowledge, financial decisions, and policies. For consistency across the volume each chapter follows a similar format: (1) what individuals know or need to know (2) how what they know or need to know affects financial decisions and outcomes (3) ways in which policies or programs or financial innovations can enhance their knowledge, or decisions, or outcomes. Contributors will provide both new and existing research to create a valuable picture of the state of financial literacy and how it can be improved.

Two authors with more than 20 years of combined experience share their practical experience serving teens in public libraries. Teen Services Today highlights best practices, including resources and references, to quickly implement programs and services to young adults. Although teen services covers ages 12 to 18, a world of developmental changes and interest levels exist within those six short years. Teens offer a range of opportunities for public libraries, not simply as patrons, but also as advocates and volunteers. Special features of the book include: Basic information on the fundamental services and programs for teens Reasons for providing services to teens Examples of successful teen programs, complete with lists of needed supplies and potential costs, that can generally be performed by one or two staff members Checklists and forms Teen Services Today: A Practical Guide for Librarians gives all library staff the tools they need to work with teens. Whether you are the teen librarian, the clerk who’s been assigned to ‘do something’ about teens or the branch manager who sees an underserved population, this book will provide you with the building blocks to create successful relationships with the teens who use your library.

Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.