“There are dozens of primers on investing, but Schwab’s is straightforward and carefully organized. . . . The glimmers of his personal life are gems. . . . By now, Schwab is a financial brand name, and the lessons from his rich life make for good reading—and good investing.” —Suze Orman, author of The 9 Steps to Financial Freedom The biggest risk in investing is doing nothing. In the updated edition of this New York Times bestseller, Charles Schwab presents clear and simple lessons that will give readers the confidence they need to start down the road to financial independence. Schwab, one of the most trusted gurus in American investing, explains all the basics in a clear, easy-to-understand way. This revised edition completely updates the book to take into consideration the substantial changes and fluctuations in the market in recent years. A significant amount of new material has been added, including a valuable section on performance monitoring, a key strategy that enables investors to measure the performance of their portfolios against objective benchmarks. Using this excellent book, investors will learn how to: • Define and set investment goals • Prepare an investment plan, put it into action, and update it regularly • Plan for their children’s education • Cope effectively with the ups and downs of the market • Plan for a comfortable retirement

This book is dedicated to the education of the home gamer, an amateur stock market investor/trader who buys and sells individual common stocks through online brokers such as Fidelity, Schwab, and others. The focus is on helping you make the important decisions required to successfully select, buy, and sell individual stocks. The strategies described do not include high-risk activities such as short selling and options trading. In fact, the methods presented are designed to minimize financial risks and avoid high-anxiety situations. For those of you who have decided to delve into stock trading, this book is intended to span the knowledge gap between the occasional stock buyer and the serious retail investor who is pursuing financial independence and a comfortable retirement. Think of this as a guide in developing the ability to take advantage of financial opportunities and become financially savvy. The process of buying and selling stocks is largely about balancing risk and reward. Those who seek financial independence are well-advised to use methods that minimize risk and maximize reward. Since retail investors cannot control stock market movements, success is achievable by taking advantage of what the market will give you. The reader will learn how to recognize these opportunities and maximize them in order to build a portfolio without exposure to high risks.

If you want to learn about the latest thinking in money management,you can read the hundreds of books and thousands of articlespublished each year on the subject. Or you could seek a singleresource for informed guidance on everything you need to know. Forthe very best information from the biggest names in personalfinance, turn to this stellar resource. Based on renowned Fortune500 consultants Joseph and Jimmie Boyett's extensiveresearch, it distills the wisdom of the world's best-knownpersonal finance and money management writers and thinkers intostraightforward, bite-sized lessons about everything from insuranceto IRAs. Order your copy today!

The financial services industry has a dark secret, one that costs global investors about $2.5 trillion per year. This secret quietly drains the investment portfolios and retirement accounts of almost every investor. In 1900, French mathematician, Louis Bachelier, unsuspectingly revealed this disturbing fact to the world. Since then, hundreds of academic studies have supported Bachelier's findings. This book offers overwhelming proof of this, and shows investors how to obtain their optimal rate of return by matching their risk capacity to an appropriate risk exposure. A globally diversified portfolio of index funds is the optimal way to accomplish this. Index Funds is the treatment of choice for wayward investors. Below market returns in investment portfolios and pension accounts are the result of investors gambling with their hard earned money. This 12-Step Program will put active investors on the road to recovery. Each step is designed to bring investors closer to embracing a prudent and sound strategy of buying, holding, and rebalancing an index portfolio.

Ready to take control of your finances? "The Young Adult's Guide to Financial Independence" is your friendly companion on this exciting journey. You'll learn how to manage your money like a boss, make your money work for you, build a rock-solid credit score, and protect your wealth. Forget complicated jargon! Rose speaks your language and makes personal finance clear and achievable. Written by an experienced accounting professional, "The Young Adult's Guide to Financial Independence" uses clear language to make financial literacy fun and relatable. Each tip is simplified into digestible bites that can be implemented on your schedule. In this book you will learn the beginning steps of financial adulting: budgeting build wealth establish credit protect it with insurance and many more... Money management is a learned skill set, especially for someone who is not used to dealing with it. This book is the perfect financial starting point for any new graduate or young adult. With this book as your roadmap, you'll gain the power to take charge of your finances and start building a brighter future today.

In this unique, well-illustrated book, readers learn how fifty financial corporations came to dominate the U.S. banking system and their impact on the nation's political, social, and economic growth. A story that spans more than two centuries of war, crisis, and opportunity, this account reminds readers that American banking was never a fixed enterprise but has evolved in tandem with the country. More than 225 years have passed since Alexander Hamilton created one of the nation's first commercial banks. Over time, these institutions have changed hands, names, and locations, reflecting a wave of mergers, acquisitions, and other restructuring efforts that echo changes in American finance. Some names, such as Bank of America and Wells Fargo, will be familiar to readers. The origins of others, including Zions Bancorporation, founded by Brigham Young and owned by the Mormon Church until 1960, are surprising. Exploring why some banks failed and others thrived, this book wonders, in light of the 2008 financial crisis, whether recent consolidations have reached or even exceeded economically rational limits. A key text for navigating the complex terrain of American finance, this volume draws a fascinating family tree for projecting the financial future of a nation.

This groundbreaking book by a renowned finance expert shows readers how to use their personal investing type to attain the wealth they desire.

A common man’s journey... YOUR ROAD MAP TO ACHIEVING FINANCIAL FREEDOM AND LIVING YOUR DREAMS Financial freedom is not defined by your net worth or your social status. It does not matter how much you earn – what matters is how much you can save and invest wisely. The secret to financial freedom is learning the basic concepts of planning well and adopting the right attitude. But how does one achieve this? Written by a common man for the common man, this book will help you lead a financially independent and conscious life. Everyone around us is trapped in a mindless rat race. If you’ve resolved to take control of your finances and construct a personal finance plan, From the Rat Race to Financial Freedom is a good starting point.