The exclusion of the destitute population from the formal financial system is a long-standing problem in India. This book examines the performance of financial inclusion policies in India to understand their impact on two urban vulnerable groups, Slum Dwellers and Beggars. This study includes analysis at the national level, the variables of the financial inclusion index like Penetration, Availability, and Usage from 2006 to 2020 from the world bank data set. Similarly, the authors examine five policies on financial inclusion by conducting a primary level survey on two urban capital cities of Lucknow and Kolkata, using a well-structured questionnaire for data collection. The authors uses two sampling techniques: simple random in the case of beggars, and stratified random in the case of slum dwellers. This book highlights the difference between financial access and non-access of household respondents in capturing the impacts of financial inclusion schemes on their socio-economic condition and financial behavior. The findings indicate that access to these schemes is extremely limited for the underprivileged population, such as beggars and slum dwellers. The analysis has shown that claims made by the government are not based on real-life occurrences. This book demonstrates that these programs have a negligible effect on life-deprived people. This book will be of interest to academia, policymakers, and society at large.

This book offers a thorough examination of the economics of financial inclusion and management from a contemporary standpoint. It covers a vast array of financial inclusion-related topics, surveying economies around the globe and analyzes the factors that contribute to both financial inclusion and exclusion. The book discusses the role of technology, examining how technological advances have revolutionized financial services and increased access to populations that were previously underserved. It studies the intersection of financial inclusion and sustainability, highlighting the significance of green finance and its role in fostering inclusive and sustainable economic growth. Financial literacy and the theories underlying financial inclusion efforts are examined, as is the impact of financial criminality. Further, the authors consider regional development and the extant gaps in financial inclusion as well as the urban-rural divide, investigating disparities between urban and rural areas and proposing strategies to bridge the gap. They also assess the effect of inflation and recession and discuss how monetary and fiscal policies can impact inclusion initiatives. The book concludes with a management perspective on financial inclusion, with chapters devoted to various aspects of administering inclusive financial systems. It combines theoretical insights with empirical evidence and case studies, from both developing and developed nations, to illustrate the various approaches and challenges and to provide a comprehensive understanding of worldwide advancements and developments. The comparative approach provides readers with insights into diverse strategies and best practices for overcoming challenges and obstacles and for promoting financial inclusion in various economic contexts. Overall, readers will benefit from the book's comprehensive analysis and exhaustive coverage. It is an invaluable resource for advanced students, scholars, researchers and policymakers.

The internet of things (IoT) has already proven its worth in fields such as health, education, and urban transportation. Given the rapid advancement of IoT along with artificial intelligence (AI) and machine learning in recent years, it is believed that new age technology will dramatically alter the way we live and work. One of the areas where this paradigm may stand out in the future is the domain of corporate diversity and inclusion. By modelling intelligent behavior, IoT may detect possible bias and prejudice in decision making, possibly eliminating patterns and biases that hamper company capacity to recruit diversely and inclusively. Promoting Inclusivity and Diversity Through Internet of Things in Organizational Settings provides relevant theoretical frameworks and the latest empirical research findings in the area. It examines the empirical evidence on corporations and how IoT is being used to create inclusiveness and diversity through electronic means. Covering topics on occupational stress, digital transformation, and digital diversification, this premier reference source is an essential resource for business executives and leaders, human resource managers, IT managers, social workers, sociologists, researchers, and academicians.

This book is a kind of roadmap which shows the path of financial inclusion. Although several works have been done on the present topic but its uniqueness lies on the fact that it connects digital India to become Atma Nirbhar Bharat. It is a kind of journey where every kind of people either rich or poor can be located digitally and financially. How individual and businesses have access to useful and affordable financial product and services that meet their needs – transaction , payments, savings, credit and insurance- delivered in a responsible and sustainable way.

There is no industry left where artificial intelligence is not used in some capacity. The application of this technology has already stretched across a multitude of domains including law and policy; it will soon permeate areas beyond anyone’s imagination. Technology giants such as Google, Apple, and Facebook are already investing their money, effort, and time toward integrating artificial intelligence. As this technology continues to develop and expand, it is critical for everyone to understand the various applications of artificial intelligence and its full potential. The Handbook of Research on Innovative Management Using AI in Industry 5.0 uncovers new and innovative features of artificial intelligence and how it can help in raising economic efficiency at both micro and macro levels and provides a deeper understanding of the relevant aspects of artificial intelligence impacting efficacy for better output. Covering topics such as consumer behavior, information technology, and personalized banking, it is an ideal resource for researchers, academicians, policymakers, business professionals, companies, and students.

Sustainable development across the globe is the only course to a peaceful future for the coming generations. The current severe rise in temperatures in France and other European countries bear witness to the climate change and its impact that the future holds. Health issues and life style related diseases are on the rise amidst increasing life expectancy. Grave inequalities still engulf the globe in various forms. Biodiversity degradation is also extensive. Discussions and planned initiatives for sustainable development becomes liminal in this context. This book offers for the readers discussions on a multitude of interrelated concerns with contributions on issues ranging from internal security to environment management and emerging scenario surrounding the domain of sustainable development.

The dynamic banking and financial services environment in the country calls for prudent decision making under pressure. Management of Banking and Financial Services provides students and practitioners with a thorough understanding of managerial issues in the banking and financial services industry, enabling them to evaluate the overall organisational impact of their decisions. The first section of the book focuses on the basic concepts of banking and financial services, and the other sections explain how these concepts are applied in the global banking environment as well as in India. In addition to presenting the big picture of the banking and financial services industry, the book also provides useful tips on the trade-off between risk and return.