Are you drowning in debt? Are you able to give your tithe faithfully and still safe and spend? Are you saving for the future or paying for the past? Do you own everything you have? Are you able to pay your debts on time? Is almost half of your income paying out your debts? The world system influenced by the devil, has devised a method of slavery that has crept into the Church of Jesus Christ. And as much as we teach people to be financially blessed most of the believers are drowning in debts. Some due to ignorance and some due to lack discipline. Whatever the cause we have this thorn called debt that we need to deal with. I believe God wants to bless you, but how do you bless someone who can’t give, safe and spend wisely what you provide for them. I believe this is the best practical method for anyone who is struggling to be free financially. We need God to help us break free from this debt driven life. Not all debt is bad. Discover in this book simple yet profound keys and methods to help you be the best steward God created you to be.

As a CPA, you know that understanding personal finances can seem like an overwhelming task to your clients. Yet it doesn’t have to be—especially if they have the guidance of a trusted advisor. Published in honor of the AICPA’s 125th Anniversary and edited by best-selling financial author and CPA Sharon Lechter, this collection of CPAs’ advice gives your clients the information and tools they need to make managing their money less intimidating and helps them thrive at any stage of life. Developed as a complement to the AICPA’s successful 360 Degrees of Financial Literacy program, this practical guide makes a great gift for your clients or prospective clients and reminds them that you are their best resource for navigating the tricky money issues that can arise throughout all of life’s phases. The book discusses how to: Build a basic budget, plus tricks for sticking to it Understand good debt versus bad debt Tackle credit card debt and use credit strategically Plan for a major purchase, such as a car or a house Give to your favorite charity—and make it work with your budget Combine your finances with your spouse or partner Teach kids about money at an early age, and then reinforce those lessons throughout the teen years Save for your children’s college and your retirement Prepare for life’s ups and downs, from planning for a wedding or dream vacation to dealing with unexpected household repairs, identity theft, or an unforeseen disaster Ensure your loved ones are secure by having critical documents in order, such as a will, power of attorney, or trust, as well as adequate insurance coverage Choose the best financial advisor for your needs Filled with detailed information, money saving strategies, and expert advice, each chapter is reinforced with personal stories—many from the contributors’ own life experiences—that bring home the book’s lessons. These tales of financial setbacks, recoveries, and eventual successes demonstrate that with persistent planning, and a little guidance, it is truly possible to save wisely and spend happily.

Are You Tired of Coming Up Short? Do you feel stuck in a cycle of work, bills, and worry? Maybe you're too nervous to take a hard look at your budget, or your past budgeting efforts have resulted in little success. Either way, when your bank account flatlines and frustration mounts, real progress seems impossible. There is a better way to reach your goals! In Live. Save. Spend. Repeat. you will discover a simple-to-implement plan that will help you wisely use your money to break the cycle of financial mistakes and worry. Your confidence will grow as you learn how to create a realistic easy-sync budget accomplish the most with the money you have rather than wish you had unshackle yourself form the burden of debt spend without regret on the things that matter most to you make small, intentional choices that lead to big change Financial freedom isn't all about sacrifice. Use your money as a tool to reach your goals and finally experience joy and success as you Live. Save. Spend. Repeat.

Live Better, Spend Less, and Save More - Spending and Saving: How to Get Credit and Your Money to Work for You is about what works for real people in the real world. Too much of the financial advice available today is simply not workable for most people in the real world. I have included in this book what I have found works for people, and left out what I have found does not work for people. For example, you will not see a budget in this book. A budget is one of the most common items of financial advice. Use a budget you are told. The problem is most people cannot sustain the use of a budget for any length of time. In public speaking, I ask people how many of them use a budget. The number of people using a budget is small. Why? Because a budget is about limiting spending and most people do not like the limiting concept. Instead I have developed tools that are not based on limitation. My tools are focused on getting you what you want and less of what you do not want. -

Money—How to Save It, Spend It, and Make It provides practical guidance about money in terms of investment, income, and profit. This book focuses on the three main topics, namely, on buying profitably, on saving money on taxation, and on making money by investment. Organized into three parts encompassing 36 chapters, this book begins with an overview of the method of getting the best value of money by understanding how to keep taxation at a minimum legitimately and how to invest at the best advantage. This text then discusses the concept of annuity mortgage, which is a mortgage loan on a property to be bought. Other chapters consider the various components of income tax. This book discusses as well the important distinction between income from working and investment income for tax purposes. The final chapter deals with investments in trust units, trust shares, or other equities. This book is a valuable resource for readers who are interested in saving and making money.

Written by America’s Premier Money Expert, Syga Thomas, Save, Spend, Share: Budgeting for Kids! teaches children healthy financial habits starting as young as preschool. Using child-friendly prose, Syga explains the foundational concepts of a healthy financial mindset, such as the value of saving, where money goes once it is spent, how to earn money, and the why sharing is caring. Syga brings money to life for children with language and fun illustrations that set the foundation of healthy financial habits at the earliest age. No child can afford to miss this book!

Describes the history of trading, how markets and auctions work, and what rights consumers have.

EARN SPEND SAVE A savvy guide to money for Canadian women Say goodbye to debt, boost your income, plan for retirement, and manage your money like a pro. From recession-proof investment strategies to taming that paper pile, Earn, Spend, Save is bursting with smart advice and real-life tips to help you save money and time. Use Chatelaine's six-month, step-by-step plan to take control of your finances and come out on top. Buying a home? Staring at a pre-nup? Looking for better returns? Putting off your taxes? Here is the perfect comprehensive road map to help you calm your money worries and reach your financial goals.