Provides an overview of the effects of home ownership. This book refers to processes in the development of the homeownership stock including problems of access, which in turn implies issues of affordability, the viability of financial institutions and subsidies. It also provides an overview of the research results in this field.

In context of ongoing transformations in housing markets and socioeconomic conditions, this book focuses on past, current and future roles of home ownership in social policies and welfare practices. It considers owner-occupied housing in terms of diverse meanings and manifestations, but in particular the part played by housing tenure in the political, socioeconomic and demographic changes that have characterized the pre- and post-crisis era. The intensified promotion of home ownership in recent decades helped stimulate an increasing orientation towards the private consumption of housing, not only as a home, but also an asset – or possibly speculative vehicle – that enhances household economic capacity and can be transferred to children or other family, or even exchanged for other goods. The latest global financial crisis, however, made it clear that owner-occupied housing markets and mortgage sectors have become deeply embedded in networks of socioeconomic interdependency and risk. This collection engages with numerous debates on housing and society in a range of developed societies from North America to Asia-Pacific to North, South, East and West Europe. Interdisciplinary contributors draw upon diverse empirical data to explore how housing and home ownership has become so embedded in polity, economy and household welfare conditions in various social and cultural contexts. Another concern is what lies beyond home ownership considering the integration of housing systems with economic growth and social stability appears to be unravelling. This volume speaks to public debates concerning the future of housing markets, policy and tenure, providing deep and provocative insights for academics, students and professionals alike.

First published in 1999, this book brings together the findings from research projects funded by the Joseph Rowntree Foundation and the Department of the Environment, Transport and the Regions. The programme of research examined the problems faced by home owners with the collapse of the property market in the late 1980s. The book focuses on households with negative equity and uses analyzes of secondary data sets, social surveys and in-depth interviews to explore the implications of the fall in property values for both households and the wider economy. In particular it examines the kinds of coping strategies adopted by home owners in relation to debt and mobility. Home Ownership in Crisis? thus gets beyond aggregate estimates and offers the reader a detailed understanding of what negative equity actually means for the individuals concerned. Moreover, by exposing a range of circumstances in which negative equity arises, the book also informs debates about the kinds of policy initiatives which may be appropriate in dealing with a more volatile economic environment in Britain and elsewhere.

This book argues that the emergence of unsustainable owner -occupation is emblematic of broader changes in contemporary society associated with the emergence of what commentators such as Beck and Giddens have characterised as a "risk society."

This cross-national comparative study analyzes the relationship between social inequality and the attainment of home ownership over the life course in 12 countries.

Despite the current recession, the frequency of second home ownership is still surprisingly high throughout the western world. While the UK and Ireland previously had lower occurrences of multiple dwellings compared to the rest of Europe, they are quickly catching up with a current surge in the ownership of second homes. The recent MP expenses scandal in the UK has also drawn attention to the prevalence of second homes (or more) within the middle classes, and the fact that the concept is becoming increasingly popular. Chris Paris uses this text to address the reasons behind why second homes are becoming more popular, both within the usual domicile of the individuals, and in international locations. The socioeconomic factors and historical contexts of homes in cultures across the world are fundamental to explaining the choices in transnational home ownership, and Paris’ case studies and comparisons between additional homes in Europe, Australia, America and Asia expand upon the motivation for people to own a second home. Affluence, Mobility and Second Home Ownership draws together debates on gentrification, globalisation, consumerism, environmental factors and investment to provide a balanced look at the pros, and cons, of second home ownership, and what implications it has for the future. An ideal text for students studying geography, urbanism and planning, this book is also of interest to individuals interested in the changing ways in which we make choices on our places of residence.

The United States government spends billions of dollars on home ownership programs in low and moderate income communities. However, there is paucity of academic research to assess the socioeconomic impacts of these programs. The purpose of this empirical research was to assess their possible impacts. The key research question explored the relationship between low and moderate income home ownership, the independent variable, and the dependent variables of the rates of crime, unemployment, high school graduation, and standardized test scores in the communities concerned. The research design was quantitative-causal. Welfare economic theory formed the theoretical foundation for the study. Using public records, data were collected from four low and moderate income communities in major Midwestern metropolitan areas. The proposed relationships were tested through independent sample t-tests and regression analyses. Results indicated no significant relationship between low and moderate home ownership rate and the rates of the studied socioeconomic indicators. A significant social change implication of this finding would be to relocate federal dollars from housing schemes to more socially and economically relevant programs, such as those geared toward improving educational opportunities in low and moderate income communities.

From Tenant to Home Owner: Brick by Brick Investing and Owning a Home is a practical guide for navigating Nigeria’s real estate market and making the transition from renting to owning. Written by real estate expert Recs Olamide, this book simplifies the home-buying process with step-by-step advice tailored to first-time buyers and aspiring investors. Learn how to assess your financial readiness, understand legal requirements, and make informed decisions. You'll also discover ways to maximize your property for additional income and grow your real estate portfolio. Whether you’re buying your first home or building long-term wealth, this book offers the knowledge and strategies to help you succeed. Take the first step toward homeownership and financial independence with this essential guide, designed to turn your dream of owning a home into a reality.