As creator and host of the hugely successful Money Talks television news series, Johnson has helped millions of people get out of debt, achieve financial freedom, and earn from wise investments. Now, in this practical book, Johnson shares the secrets of his amazing program that will help readers gain financial freedom. Freedom from debt has almost nothing to do with how much a person earns or how much they know about finance. It all comes down to three basic principles: get rid of the debt, learn to live below your means, and start investing sensibly. In Life or Debt, Johnson spells out exactly how to accomplish these goals in a step-by-step plan that covers the basics in a plan that takes seven days to implement— but will work for a lifetime.

“Life in Debt will become, I predict, one of the classic ethnographies in the anthropological study of state violence, community responses, and the moral life of the global poor. Relating economic and political debt, financial and psychological depression, and caregiving by ordinary people and by social institutions, Clara Han maps our brave new world just about as illuminatingly as it has been done. A remarkable achievement.” -Arthur Kleinman, Harvard University “In this highly sophisticated take on the ironies of neoliberal social reforms, the corporate sector, consumer culture, and chronic underemployment, nothing can be read literally. Han transforms underclass urban ethnography in Latin America by bringing readers directly into the intimate flow of relationships, experiences, and emotions in family life on the margins of Santiago, Chile." -Kay Warren, Director, Pembroke Center, Brown University. "People-centered, movingly written, and analytically probing, Life in Debt deals with both the human costs and the changing structures of power driven by contemporary dynamics of neoliberalism. Combining a deep and nuanced understanding of Chile's history with a longitudinal and heart-wrenching field-based knowledge of the everyday travails of the urban poor, Clara Han has crafted an exceptional analysis of human transformations in the face of political violence and economic insecurity." -João Biehl, author of Vita: Life in a Zone of Social Abandonment "During ten years, Clara Han has gathered fragments of biographies and moments of lives to recreate the experience of Chileans after Pinochet’s dictatorship. Her vivid ethnography plunges into the moral economy of a society entangled between memory and pardon, revealing the ethical work undertaken by those who accept the present without disclaiming the past." -Didier Fassin, Institute for Advanced Study, Princeton, author of Humanitarian Reason

The founder of the dfree™ movement's twelve attainable steps to financial freedom. This book is not just another financial literacy program that assumes that all people need is information. Drawing on his personal experience and years as a pastor, public policy maker, and community leader, DeForest "Buster" Soaries, Jr. shares a groundbreaking, life-changing approach to financial wellness that views financial bondage as an emotional, spiritual, and psychological problem. The dfree™ movement provides twelve easy, attainable steps to help you: Get started on your debt by admitting the problem, addressing the mess, and adjusting your attitude Get control by creating a spending plan, becoming accountable, and setting goals Get ahead by building wealth, planning your will and estate, and celebrating your success And give back by investing in others, through tithing, mentoring, and leading your own dfree™ movement If you want to live a debt-free life with the financial freedom to travel, purchase a home within your means, and enjoy retirement without the burden of pay excess monthly bills, then this book is for you. Eliminating debt is the first step toward financial freedom. And YOU can do it.

A time-saving resource, fully revised to meet the changing needs of mental health professionals The Complete Adult Psychotherapy Treatment Planner, Fifth Edition provides all the elements necessary to quickly and easily develop formal treatment plans that satisfy the demands of HMOs, managed care companies, third-party payors, and state and federal agencies. New edition features empirically supported, evidence-based treatment interventions including anger control problems, low self-esteem, phobias, and social anxiety Organized around 43 behaviorally based presenting problems, including depression, intimate relationship conflicts, chronic pain, anxiety, substance use, borderline personality, and more Over 1,000 prewritten treatment goals, objectives, and interventions—plus space to record your own treatment plan options Easy-to-use reference format helps locate treatment plan components by behavioral problem or DSM-5 diagnosis Includes a sample treatment plan that conforms to the requirements of most third-party payors and accrediting agencies including CARF, The Joint Commission (TJC), COA, and the NCQA

Living Beings examines the vital characteristics of social interactions between living beings, including humans, other animals and trees.Many discussions of such relationships highlight the exceptional qualities of the human members of the category, insisting for instance on their religious beliefs or creativity. In contrast, the international case studies in this volume dissect views based on hierarchical oppositions between human and other living beings. Although human practices may sometimes appear to exist in a realm beyond nature, they are nevertheless subject to the pull of natural forces. These forces may be brought into prominence through a consideration of the interactions between human beings and other inhabitants of the natural world.The interplay in this book between social anthropologists, philosophers and artists cuts across species divisions to examine the experiential dimensions of interspecies engagements. In ethnographically and/or historically contextualized chapters, contributors examine the juxtaposition of human and other living beings in the light of themes such as wildlife safaris, violence, difference, mimicry, simulation, spiritual renewal, dress and language.

Far from the vision of popular actors in the popular economy as reactionary and archaic, stubbornly resisting any move towards change, this book's overall aim is to contribute to a broadening and deepening of our understanding of the logic and socio-economic practices of those operating in the informal economy. It focuses on the vulnerabilities of these participants, resulting from high exposure to different risks combined with low social protection, and on the interactions between vulnerability and poverty. It considers security of livelihoods as the guiding principle for multiple practices in the informal economy. Thirteen studies, based on careful analyses of empirical data in different contexts in Africa, Latin America, and Asia, contribute to this multidisciplinary discussion. This book describes how people develop their own strategies to solve their problems through the use of interpersonal networks, associations, and other community-based arrangements. Moreover, it shows that informal economy actors systematically reposition themselves vis-à-vis the State, markets, international, and national policies with the aim of enhancing their economic and social security, and they may do this either individually or collectively. The book emphasizes how adaptability of the informal economy can be influenced by such factors as the macroeconomic context, access to financial, technological, and information resources, infrastructure, social protection schemes, and the institutional environment within which adaptations occur. Case studies stress the need to reformulate questions relating to policy intervention based on a more thorough understanding of the perspective of informal economy actors.

The new, updated edition of the authoritative and comprehensive survey of modern sociology The Wiley Blackwell Companion to Sociology, Second Edition is an authoritative survey of the major topics, current and emerging trends, and contemporary issues in the study of human social relationships and institutions. A collection of contributions from globally-recognized scholars and experts explore the theoretical and methodological foundations of sociology, new and established debates, and the most current research in the field. Broad in scope, this book covers a multitude of topics ranging from crime, urbanization, sexuality, and education to new questions surrounding big data, authoritarian capitalism, and the rise of nationalism. Since the first edition of the Companion was published, new developments have emerged and new problems have been created such as the omnipresence of social media, political and institutional upheaval, and the global refugee and immigration crises. This revised and updated second edition describes and explains social changes that have occurred in the past several years, both within the field of sociology and society as a whole. Previous material has been updated to reflect current research, while eleven new chapters address topics including feminist theory, debt and social change, and armed conflict and war. This comprehensive volume: Offers an engaging and accessible guide to the field of sociology, revised and updated for the second edition Presents wide-ranging, comprehensive coverage of the discipline Explores issues of contemporary relevance such as digital media and consumption Reflects state-of-the-art scholarship and contemporary debates New chapters for the second edition cover essential topics including feminist theory, armed conflict, big data, authoritarian capitalism, debt and social change, and the rise of nationalism The Wiley Blackwell Companion to Sociology, Second Edition is an invaluable resource for academics and graduate students, researchers, scholars, and educators in the discipline of sociology and allied fields such as anthropology, human geography, political science, and psychology.

This book provides provides comprehensive and consistent information on African central government debt statistics for the period 2003-2007.

The third edition of Handbook of Marriage and the Family describes, analyzes, synthesizes, and critiques the current research and theory about family relationships, family structural variations, and the role of families in society. This updated Handbook provides the most comprehensive state-of-the art assessment of the existing knowledge of family life, with particular attention to variations due to gender, socioeconomic, race, ethnic, cultural, and life-style diversity. The Handbook also aims to provide the best synthesis of our existing scholarship on families that will be a primary source for scholars and professionals but also serve as the primary graduate text for graduate courses on family relationships and the roles of families in society. In addition, the involvement of chapter authors from a variety of fields including family psychology, family sociology, child development, family studies, public health, and family therapy, gives the Handbook a multidisciplinary and interdisciplinary framework.

This book proposes a new way of thinking about the controversial and complex challenges associated with the regulation of high-cost credit, specifically payday lending. These products have received significant attention in both the media and political arena. The inadequacy of regulatory interventions has created ongoing problems with the provision of high-cost credit, particularly for consumers with lesser bargaining power and who are already financially vulnerable. The book tackles two specific gaps in the existing literature. The first involves inadequate analysis of the relevant philosophical concepts around high-cost credit, which can result in an over-simplification of what are particularly complex issues. The second is a lack of engagement in both the market and lived experience of borrowers, resulting in limited understanding of those who use these financial products. The Future of High-Cost Credit explores the theoretical grounding, policy initiatives and interdisciplinary perspectives associated with high-cost credit, making a novel and insightful contribution to the existing literature. The problems with debt extend far beyond the legal sphere, and the book will therefore be of interest to many other academic disciplines, as well as for those working in public policy and 'the third sector'.