Analyses personal debt and the over-indebtedness of consumers in the European Union from the multi-disciplinary perspectives of economics, policy, and law.

This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness. Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.

This new book is a detailed discussion of the development of the global debt markets. Examining the developments affecting the internationalization of bond markets and the key drivers of change and their likely impact on the markets beyond 2001.

Find analyses of the development of the European economy and changes to economic policies of Eastern and Western Europe. Data include output and the structure of demand, costs, prices, income, employment and unemployment, and foreign trade and payments. Chapters cover: the current economic situation in the ECE economies and the short-run outlook; the western market economies; and the transition economies. Tables and charts present data on expectations and outcomes, labor markets, costs and prices, external balances, monetary policy and monetary conditions, output and demand, macroeconomic policies, external financial development in the transition economies, and foreign trade. A statistical appendix; a list of tables, charts, and boxes; explanatory notes; source notes; and a list of abbreviations are also featured.

'Europe in Figures' is for and about Europeans. This edition provides a wealth of harmonised and comparable data on the European Union, the Euro zone and the EU member states, with additional statistics for major non-European countries.