The ultimate purpose of Principled Principles for Financial Prosperity is to create financial consciousness in the reader with a view of making the readers break even and remain at the top, irrespective of any ill or positive wind sweeping across the corridors of the financial arena. It is equally a purpose objective of this book to provide information that can enhance informed decisions, offering readers the realization that it is far better to be a reflexive finance pro-actor than to be a subsequent finance reactor and awaken its readers to the reality that money, its management, and its handling do not need face value understanding. The point here is that there are mysteries surrounding money whose deeper understandings are most necessary. The application of these understandings would shape the readers attitude to money, spending, and management.

This is a book to help you acquire the mind-set to riches. It’s about creating a way of living where you aren’t controlled by fear, inertia, or poverty. You, instead, are motivated by creative, positive action, and an open mind that is ready to receive prosperity in every area of your life. Here are the time-tested principles used by the self-made millionaires and billionaires to create lives beyond their wildest imaginations. Here are the time-tested principles that will help you tap into your inner reserves and knowledge you never knew you had. These writings—compact, powerful, practical—are ready to help you find solutions, discover new ideas, and make fresh starts on your road to riches! Fotinos focuses on six foundational, life-changing principles that make you think and act like a millionaire: 1.Be Clear About Your Starting Point 2.Be Clear About Where You Want to Go 3.Decide You Will Go the Distance 4.Begin Now, Not Later 5.Take Steps Every Single Day 6. Achieving Mastery

This book is an ideal text for use in the classroom, small groups, church events and in junior high, high school and college settings. Author Rich Brott had designed the syllabus in a way that is user friendly, easy to teach, easy to learn. No prior knowledge is required from student or teacher. A summary of the content follows: Module 1 - God's Economy Lesson One: Money in God's Economy Lesson Two: The Cycle of Money Lesson Three: The Blessing of Giving Module 2 - Man's Stewardship Lesson Four: Principles of a Blessed Person Lesson Five: Persona of a Steward Lesson Six: Disciplines of a Steward Module 3 - Family Decisions Lesson Seven: How to Make Wise Family Decisions Lesson Eight: Facing Financial Challenges Lesson Nine: Defining Your Financial Future Module 4 - Spending Management Lesson Ten: Managing Your Cash Flow Lesson Eleven: Financial Benefits of Budgeting Lesson Twelve: Designing the Perfect Budget Lesson Thirteen: Developing the Savings Habit Lesson Fourteen: Borrowing and Credit Issues Module 5 - Making Lifestyle Changes Lesson Fifteen: Getting out of Debt Lesson Sixteen: Making Lifestyle Changes Lesson Seventeen: Areas of Financial Vulnerability Module 6 - Investing with a Vision Lesson Eighteen: Investing for your Future Lesson Nineteen: Planning for Retirement

This book is an ideal text for use in the classroom, small groups, church events and in junior high, high school and college settings. Author Rich Brott had designed the syllabus in a way that is user friendly, easy to teach, easy to learn. No prior knowledge is required from student or teacher. A summary of the content follows: Module 1 - God's Economy Lesson One: Money in God's Economy Lesson Two: The Cycle of Money Lesson Three: The Blessing of Giving Module 2 - Man's Stewardship Lesson Four: Principles of a Blessed Person Lesson Five: Persona of a Steward Lesson Six: Disciplines of a Steward Module 3 - Family Decisions Lesson Seven: How to Make Wise Family Decisions Lesson Eight: Facing Financial Challenges Lesson Nine: Defining Your Financial Future Module 4 - Spending Management Lesson Ten: Managing Your Cash Flow Lesson Eleven: Financial Benefits of Budgeting Lesson Twelve: Designing the Perfect Budget Lesson Thirteen: Developing the Savings Habit Lesson Fourteen: Borrowing and Credit Issues Module 5 - Making Lifestyle Changes Lesson Fifteen: Getting out of Debt Lesson Sixteen: Making Lifestyle Changes Lesson Seventeen: Areas of Financial Vulnerability Module 6 - Investing with a Vision Lesson Eighteen: Investing for your Future Lesson Nineteen: Planning for Retirement Lesson Twenty: Preparing for the Unexpected

In simple and easy-to-understand workbook language with fill-in-the-blanks (Teacher's Manual has answers filled in), author Rich Brott explains that financially, you must live below your means. If you have been living above your means, you are already in serious debt with no hope of becoming debt free unless you quickly change your financial habits. If you have been living within your means, you may be debt free, but you have little or no savings or investments to carry you through your retirement. What you must begin to do is live below your means. The book will show you how to do just that. Once you've accomplished the basics of getting out of debt, staying out of debt and continuing to live below your means, then the next big hurtle is to set financial goals that will keep you invested in simple, well-diversified, conservative investment vehicles. The only way to reach a financial goal is to work at it. The most important step in reaching that goal is to develop a plan to achieve it. That's why it is so important to plan ahead for your retirement and your financial future. While the idea of planning ahead and building a solid financial strategy for success can sometimes be intimidating and overwhelming, once you get started, it will become easier. With a little planning and a better understanding of what your investment options are, you too can successfully manage your money and pursue your financial goals.

Are we doomed? As individuals, certainly, eventually, inevitably. But as a species? As a civilization? Leading catastrophe engineer Michel Bruneau thinks perhaps not. The Blessings of Disaster draws on knowledge from multiple disciplines to illustrate how our civilization’s future successes and failures in dealing with societal threats—be they pandemics, climate change, overpopulation, monetary collapse, and nuclear holocaust—can be predicted by observing how we currently cope with and react to natural and technological disasters. Maybe most importantly, this entertaining and often counter-intuitive book shows how we can think in better ways about disasters, to strengthen and extend our existence as both individuals and as a species. When it comes to rare extreme events, such as earthquakes, hurricanes, floods, tornados, volcanic eruptions, technological accidents, terrorist attacks, pandemics, and even existential threats, it is in our nature to set ourselves up for disasters because the gamble may be worth it. But only maybe. The Blessing of Disaster is the very real story of the relationship between humans and disasters – and it’s not a simple one. Bringing together his decades-long career spanning the globe as an earthquake and disaster engineer, detailed catastrophe case studies from extreme events like Japan’s Kobe earthquake and category 5 hurricanes in the American South, along with thoughtful and practical solutions, Bruneau provides a thorough examination of the structural challenges that face today’s (and tomorrow’s) world. How we cope with today’s threats is indicative of what the future holds. Contrary to popular forecasts, it is not all gloom and doom – but some of it definitely is.

Who Else But God Could Restore Your Marriage? Is everyone telling you that your marriage is hopeless? Erin Thiele will tell you it’s not! After years of ministering, since 1991, God has proven that He is more than able to restore any marriage, especially YOURS! God’s Word holds both the Power and the Truth to change YOUR seemingly hopeless situation? And Erin wrote this book especially for you! Erin says, “It’s not by chance, nor is it by coincidence, that you are holding this book in your hands. God has heard your cry for help in your marriage struggles and defeats. He predestined this Divine Appointment to give you the hope that you so desperately need right now! If you have been told that without your husband’s help your marriage cannot be restored, then you need to read the testimonies of seemingly hopeless marriages that now have been restored in By the Word of Their Testimony— an entire book filled with testimonies of restored marriages that everyone said were hopeless! Today is your day to begin to hope—God is about to change your life!” “Three months ago I found out my husband was cheating on me. A friend bought me this book and two months later my husband got saved and our marriage was restored!!! Praise God!!!” J.S. “Using this book as a road map, I am no longer anxious and filled with fear. This book has really impacted my life!” C.W. “As I read the encouraging words in this book it seemed as though God had written them just to me.” D.F. “I have read this book about six times. I will NEVER stop—it is so good!!” E.W.