A practical guide to getting personal investing right Somewhere along the way, something has gone very wrong with the way individuals save and invest. Too often, households are drawn in by promotional suggestions masquerading as impartial investment advice. Consumers get saddled with more risk than they realize. Authors Zvi Bodie and Rachelle Taqqu understand the dilemma that today's investors face, and with Risk Less and Prosper they will help you find your financial footing. Written in an accessible style, this practical guide skillfully explains why personal investing is all about you—your goals, your values and your career path. It shows how to understand investment risk and choose the particular blend of risk and safety that is right for you. And it lays out several simple yet powerful ways for small investors to cast a reliable safety net to achieve their financial goals and truly prosper. Coauthors Bodie and Taqqu challenge the myth that all investments require risk, then highlight some important risks that families often disregard when deciding where to put their money. Later, they connect the dots between investment and investor, showing us all how to grasp our own investment risk profiles and how we may use these insights to make more fitting investment choices. Outlines a straightforward way to invest by aligning your investments with your goals and the risk levels you can bear Provides basic investment abc's for readers who are otherwise literate Lays out a simple, actionable plan for achieving your goals Explains the role of risk-free assets and investment insurance in assuring that you reach your most essential goals Contrary to popular belief, investing doesn't have to be complicated. You can build wealth without taking great risks. Risk Less and Prosper will show you how to make investment decisions that will make your financial life less stressful and more profitable.

Stocks and bonds? Real estate? Hedge funds? Private equity? If you think those are the things to focus on in building an investment portfolio, Andrew Ang has accumulated a body of research that will prove otherwise. In this book, Ang upends the conventional wisdom about asset allocation by showing that what matters aren't asset class labels but the bundles of overlapping risks they represent.

Praise for SAFELY PROSPEROUS or REALLY RICH? "Howard's brilliant concept that the roads to Prosperity and Riches are very different is very liberating. In most financial books, the author would never do what Howard has done-recount with unflinching honesty the big financial mistakes he and his subscribers have made over the years so readers can avoid the same stumbling blocks and pitfalls. Only a very secure man would have the guts to do that." -Robert Allen author of Multiple Streams of Income and Nothing Down "Howard Ruff is back, offering a wealth of powerful new financial advice for America's middle class. In his new manual, Safely Prosperous or Really Rich?, he challenges you to choose between two roads. The older I get, the more I favor 'Safely Prosperous,' but you make the call. I also love Howard's old-fashioned moral perspectives on money." -Mark Skousen editor of Forecasts and Strategies "Safely Prosperous or Really Rich? is destined to be one of the most influential books of the early twenty-first century, just as his mega bestseller, How to Prosper During the Coming Bad Years, changed millions of lives in the late '70s. Welcome back, Howard." -John Mauldin author of Bull's Eye Investing

The PROSPER study is the premier study of adolescent peer networks in the world, with a scope of over 12,000 youth in 28 school districts, and with 8 annual waves of data collection covering grades 6-12. Research output from the PROSPER study has provided extensive new insights in the areas of adolescent development, risky behaviors, and social networks. Through the lens of the PROSPER study, Teen Friendship Networks, Development, and Risky Behavior describes the many ways that adolescent friendship networks channel and facilitate the spread of adolescent substance use, delinquent behaviors, mental health problems, educational success, romantic relationships, and future development. Introductory chapters explain the theories of adolescent development and the elements of peer network science. The chapters of the main part of the book each focus on a domain of adolescent behavior, providing background on the topic and highlighting the contribution of the PROSPER study to understanding the way teen friendships operate to promote initiation or diffusion of the behavior or attribute. With coverage of major themes such as the ways that teens select friends based on particular characteristics or similarity between them, and the ways that friends, once selected, influence each other, as well as discussion of how friendship and network patterns are linked to the uptake and spread of positive prevention messages, Teen Friendship Networks, Development, and Risky Behavior will appeal to researchers and students across several fields.

In At Risk, Karen J. Swift and Marilyn Callahan examine risk and risk assessment in the context of professional practice in child protection, social work, and other human services. They argue that the tools, technologies, and practices used to measure risk to the individual have gone unquestioned and unstudied and that current methods of risk assessment may be distorting the principles of social justice. Central to this study is an examination of the everyday experiences of workers and parents engaged in risk assessment processes in Canadian child welfare investigations. Going beyond theory, Swift and Callahan highlight how risk evaluations play out in actual interactions with vulnerable people. Pointing out that standardized risk assessment tools do not take factors such as class, race, gender, and culture into account, At Risk raises important questions about the viability of risk management plans that are not tailored to individual situations.

On the Money-now in its fifth year of syndication-is the financial column C-level executives just can't wait to get their hands on. Published monthly by American Cities Business Journals, On the Money is a refreshingly candid (and sometimes humorous) look at the stuff that makes the world go 'round. Now, for the first time, a compilation of C. Stephen Guyer's favorite columns is available in On the Money Journal: Guyer's guide for how you can acquire, borrow, protect, move, watch, play with, go to jail for, and have fun with, our most popular commodity-Money!

This is an entirely unique educational prosperity-building program unlike any other available today and was created for the benefit of the participants for the common good and future prosperity for each of them. It has become my personal and passionate pursuit and one that has created a Christian-based formula for prosperity success for each of our participants.

Risk measures play a vital role in many subfields of economics and finance. It has been proposed that risk measures could be analysed in relation to the performance of variables extracted from empirical real-world data. For example, risk measures may help inform effective monetary and fiscal policies and, therefore, the further development of pricing models for financial assets such as equities, bonds, currencies, and derivative securities.A Special Issue of “Risk Measures with Applications in Finance and Economics” will be devoted to advancements in the mathematical and statistical development of risk measures with applications in finance and economics. This Special Issue will bring together the theory, practice and real-world applications of risk measures. This book is a collection of papers published in the Special Issue of “Risk Measures with Applications in Finance and Economics” for Sustainability in 2018.

Provides an integrated and holistic review of effective crime prevention programs, practices and policies, their theoretical grounding, the scientific evidence of their effectiveness, and the practical issues involved in their implementation at the community, state and national levels. The Prevention of Crime offers a comprehensive yet easy-to-understand overview of crime prevention strategies, such as programs and practices guided by life-course developmental theories of crime, situational crime prevention, law enforcement practices and policies, and correctional interventions. Containing the most up-to-date and accurate information about “what works” in crime prevention, this unique textbook introduces students to the public health and prevention science approaches to addressing the causes of crime, with a focus on prevention-oriented, community-based interventions. Throughout the text, the authors emphasize the importance of using high-quality scientific methodologies to identify effective and ineffective interventions that are based on theory, provide expert insights on practical issues relating to crime prevention in communities, and discuss how practitioners can effectively implement a range of crime prevention strategies. Incorporating recent advances and emerging research in the field, the second edition of The Prevention of Crime contains new and updated coverage of developments in criminological theory and evaluation methods, efforts to avoid and correct discriminatory crime prevention practices, understand how and why communities make adaptations to evidence-based interventions (EBI), strategies to investigate and communicate the impact of EBIs on different populations (including members of racial/ethnic minority groups), and more. This edition includes new links to relevant research and internet resources, additional real-world examples, updated crime statistics, and information on recent changes in EBI registries that list crime prevention interventions. Describes effective interventions that have been developed, tested, and used in the United States and internationally Demonstrates the relationship between criminological theories, research, and practice Discusses the practical challenges of implementing crime prevention strategies and policies Corrects misconceptions about widely-used prevention models shown to be ineffective in reducing crime Draws from cutting-edge conceptual frameworks and the latest research in prevention science and crime prevention Written to be accessible to students without formal training in research methods, The Prevention of Crime, Second Edition, is an excellent textbook for undergraduate and graduate programs in criminology, criminal justice, and prevention science programs, as well as courses on psychology, public health, sociology, and social work.

Cardiac Nursing: A Companion to Braunwald's Heart Disease is the only comprehensive text available for cardiac nurses. This brand-new reference emphasizes both evidence-based practice and hands-on care in a high-tech, high-touch approach that meets the high-stakes needs of cardiac and critical care nurses. What's more, the book makes the material easily accessible by using clear language, straightforward text, and plenty of illustrations, lists, and tables. This book is the third in a series of companion texts for Braunwald's Heart Disease and the first specifically for nurses. - Authored by the widely published, well-known co-editors of The Journal of Cardiovascular Nursing--two leaders in cardiac nursing. - Endorsed by the authors of Braunwald's Heart Disease, including Eugene Braunwald, the physician considered by many to be the "father of modern cardiology." - Evidence-based Practice boxes highlight research-supported advances in knowledge and care practices. - Conundrum boxes helps readers hone their critical thinking skills by tackling tough questions for which there may be no easy answers. - Technology boxes keeps readers up to date with the latest technological advances. - Genetics boxes helps readers understand connections between genes and heart disease. - Pharmacology tables present important drug-related information at a glance. - A guide to cardiac abbreviations and acronyms gives nurses quick access to essential information.