United Nations Champion of the Earth, climate scientist, and evangelical Christian Katharine Hayhoe changes the debate on how we can save our future in this nationally bestselling “optimistic view on why collective action is still possible—and how it can be realized” (The New York Times). Called “one of the nation’s most effective communicators on climate change” by The New York Times, Katharine Hayhoe knows how to navigate all sides of the conversation on our changing planet. A Canadian climate scientist living in Texas, she negotiates distrust of data, indifference to imminent threats, and resistance to proposed solutions with ease. Over the past fifteen years Hayhoe has found that the most important thing we can do to address climate change is talk about it—and she wants to teach you how. In Saving Us, Hayhoe argues that when it comes to changing hearts and minds, facts are only one part of the equation. We need to find shared values in order to connect our unique identities to collective action. This is not another doomsday narrative about a planet on fire. It is a multilayered look at science, faith, and human psychology, from an icon in her field—recently named chief scientist at The Nature Conservancy. Drawing on interdisciplinary research and personal stories, Hayhoe shows that small conversations can have astonishing results. Saving Us leaves us with the tools to open a dialogue with your loved ones about how we all can play a role in pushing forward for change.

When nineteen-year-old Jamie Abbott is outed to his very rich, conservative, and religious family, he faces the situation with his chin held high, refusing to bow to his parents’ demand that he denounce his sexuality. Twenty-nine-year-old John “Kirk” Kirkland finds fulfillment in his work as a police officer and enjoys building community relationships at the local teen center, although true happiness has always eluded him. When a domestic abuse call brings Kirk to Jamie’s front yard, a rocky relationship is born. Jamie doesn’t need a hero, but Kirk can’t ignore the unexpected protectiveness and concern he feels for the young man. Desperate to prove he doesn’t need Kirk, Jamie succumbs to the support offered by a man with a dubious agenda. Can Jamie concede that everyone needs rescuing from time-to-time? Will Kirk find his own happily-ever-after? Or will their relationship fail before it even begins? **Saving Us is a hurt/comfort, age-gap M/M romance.** This book contains references to characters and/or “world” elements that appear in The Breakfast Club series copyrighted by Felice Stevens. All original content belongs to the author of this story but any reference to original characters and places from Beyond the Surface, Betting on Forever, Second to None and What Lies Between Us remain the sole ownership and copyright of Felice Stevens.

The effect of the tax treatment of IRA/401(k)s on U.S. personal saving is examined using household survey data from the Survey of Consumer Finances. The results suggest that the tax treatment of IRA/401(k)s encouraged households to increase the share of assets held in the form of pension savings, at the expense of saving in the form of housing equity. Some evidence also was found to suggest that the tax treatment of pension savings similarly affected the flow of saving. In particular, the data appeared to reject the hypothesis that the tax treatment of IRA/401(k)s increased total personal saving.

At last count, nearly 2,400 people can claim that their lives were saved by a U.S. submarine during World War II. Of that number, 523 Allied aviators could claim that distinction after crashing their aircraft into the sea and being saved by a submarine operating in the "Lifeguard League." The remaining number were a collection of other military and civilian personnel, each with a story to tell and now able to tell their grand-children. Some of those rescued went on to retire as senior military officers including U.S. Navy Admirals, some back to missionary work, some to manage large companies in later years, some to philanthropic endeavors to pay everyone back for saving their lives. Appendix A is an intensely-researched index of nearly 2,200 names of those saved.

When pastor David Beck went to Haiti with a ministry team he found himself deeply experiencing the power of being Christ's own hands and feet. Luminous explores what it means to live out the reality of the incarnation, emphasizing the purpose, presence, power and peace Christ offers us and we in turn extend to the world.

The growth of financial markets has clearly outpaced the development of financial market regulations. With growing complexity in the world of finance, and the resultant higher frequency of financial crises, all eyes have shifted toward the current inad