Microfinance-providing low-interest loans and other financial services to help the poorest people lift themselves out of poverty-was pioneered by the Grameen Bank in Bangladesh. In 2006, the bank and its founder, Muhammad Yunus, were jointly awarded the Nobel Peace Prize, and microfinance has since gone on to serve over 100 million people-mostly women-on five continents. First published in 1996, Small Loans, Big Dreams is the classic account of the origins and development of microfinance, from the $27 in loans given by a young economics professor to liberate poor villagers from loan sharks to its present status as a sometimes-controversial global phenomenon. Alex Counts, a protegé of Yunus and founder of the Grameen Foundation, paints vivid portraits of the determined women he came to know whose lives have been transformed by the opportunity to launch a small business, first in the countryside of Bangladesh, then in downtown Chicago, where an experimental project brought the microfinance method to America. In this new edition, Counts traces the history of microfinance, exploring the ways Grameen Bank has evolved in response to challenges from economic downturns to environmental crises. He depicts the various forms-some highly effective, others less so-that microfinance has taken in countries around the world, including Grameen America, the rapidly growing microfinance enterprise now headed by Andrea Jung that serves thousands of women across the U.S. Finally, Counts responds to critics who have questioned the value of the Grameen model and describes the lasting legacy of Yunus's remarkable vision. Small Loans, Big Dreams shows how microfinance can play a critical role in reducing the scourge of inequality by enabling underprivileged people to participate creatively in the global economy.

Dummies helps you nail it on test day We don’t need to tell you what the SAT is, because you already know that a high score on this college entrance exam can put you on the road to admission or even a scholarship at the school of your dreams. If you’re one of the over 2 million students taking the SAT this year, you need SAT Prep 2023 For Dummies with Online Practice to help you perform your best. Inside, you’ll find everything you need to know about the test itself—what’s on it, how to manage your time, and proven strategies to get your best possible score. Plus, we’ll walk you through all the crucial content in each subject area, so you’ll roll into the test room with confidence. Work through practice SAT tests Show college admissions committees that you have what it takes to succeed Get a full math refresher so you can kill it on this much-feared test section Boost your chances of getting into your top choice school, maybe even with a scholarship With an extensively updated math section and revisions to keep things current, SAT Prep 2023 For Dummies with Online Practice is your ticket to a higher score on this year’s test.

Growing up in the ’50s in what was then the small town of Napa, California, Donna Brazzi had loving parents, a backyard the size of a football field with a swing and a big wooden picnic table perfect for summer barbecues, a cocker spaniel named Patty, and a cat named Stinky—everything a kid could want. She was a happy child. But as she grew older and started to reach for more than a young woman from a working-class, Swiss-Italian family was expected to want—a university education and a career in the larger world beyond her hometown—she began to see that if she was going to realize her big dreams, she was going to have to fight for them. Big Dreams is Donna’s story of pursuing her education goals while confronting society’s assumptions about women’s roles in work, marriage, and motherhood from the 1950s through the mid-2000s, helped along by the evolving social movements for equality. Her journey from obedient daughter to minister’s wife to PhD in sociology was never a smooth one—but ultimately, with passion and persistence, she broke free of the family and cultural assumptions constraining her, forged her own identity, and shaped the life she wanted.

A savvy former street child working at a human rights law office in Mumbai fights for redemption and a chance to live life on her own terms in this fresh, propulsive debut novel about fortune and survival. Named a Loan Stars Top Ten Pick and a CBC Canadian Fiction title to watch. Rakhi is a twenty-three-year-old former street child haunted by the grisly aftermath of an incident that led her to lose her best friend eleven years ago. Constantly reminded she doesn’t belong, Rakhi lives alone in a Mumbai slum, working as a lowly office assistant at Justice For All, a struggling human rights law office headed by the renowned lawyer who gave her a fresh start. Fiercely intelligent and in possession of a sharp wit and an even sharper tongue, Rakhi is nobody’s fool, even if she is underestimated by everyone around her. Rakhi's life isn't much, but she's managing. That is until a fading former Bollywood starlet tries to edge her way back into the spotlight by becoming a celebrity ambassador for Justice For All. Steering the organization into uncharted territories, she demands an internship for her young Canadian family friend, Alex, a Harvard-bound graduate student. Ambitious, persistent, and naive, Alex persuades Rakhi to show him "the real" India. In exchange, he’ll do something to further Rakhi’s dreams in a transaction that seems harmless, at first. As old guilt and new aspirations collide, everything Rakhi once knew to be true is set ablaze. And as the stakes mount, she will come face to face with the difficult choices and moral compromises that people are prepared to make in order to survive, no matter the costs. Reema Patel’s transportive debut novel offers a moving, smart, and arrestingly funny look at the cost of ambition and power in reclaiming one’s story.

This book examines the ways in which sport for development and peace (SDP) offers an opportunity for entrepreneurship to take place through and within sport, and how innovation in the context of SDP contributes to social and economic value for underrepresented and marginalised groups and individuals. Written by a team of leading international SDP researchers, and featuring the voices of active SDP practitioners, the book examines the ways in which entrepreneurs seek to use sport and/or social innovation in and through sport to achieve their goals of social and economic development. It explores the strategies that SDP organizations and practitioners are utilizing in the current neoliberal moment to not only survive during economic hardship - particularly during the COVID 19 crisis - but also to thrive, drawing on important concepts such as innovation, risk taking, proactiveness and opportunity seeking. It also considers how nongovernmental organizations, companies, governments, and communities are working to tackle development issues in SDP using non-traditional forms of organization and management, such as social enterprise models. Combining cutting-edge research with reflections on best practice in the field, this book is important reading for any advanced student, researcher or practitioner with an interest in the sociology of sport, sport for development, sport management, development studies, social enterprise or innovation.

A guide to the information services and sources provided to 100 types of small business by associations, consultants, educational programs, franchisers, government agencies, reference works, statisticians, suppliers, trade shows, and venture capital firms.

The practical way to financial empowerment Personal finances are an essential element of life, but many of us avoid dealing with them because we don't feel well-informed. Overcome any doubts you may have about your financial literacy with this financial workbook for beginners. You will learn key financial concepts, start to engage intentionally with your finances, and create a plan to approach your financial future with confidence. Regardless of your age or bank balance, now is the time to improve your financial health! Focus on the personal—Examine your relationship to money, look at how your values and behaviors influence your finances, then apply your priorities to set realistic and attainable goals. Tools for action—Use the quizzes, checklists, budget templates and financial exercises to assess the current state of your finances and kick off your financial planning for the future. Complex concepts demystified—Get comfortable with personal finance through straightforward advice and real-life examples. You will get practical information about dealing with debt, buying a home, retirement planning, and investing in your future. Prioritize your financial well-being with the Personal Finance Workbook for Beginners

Despite its complexity, innovation is often depicted within academic literature as a phenomenon that is innately good and always necessary. This thought-provoking volume presents a more nuanced view – through a number of paired chapters for and against, as well as more general critiques of innovation and several suggested new lines of inquiry, the book will be of interest to all with a broader interest in innovation.

Small businesses are the backbone of the U.S. economy. They are the biggest job creators and offer a path to the American Dream. But for many, it is difficult to get the capital they need to operate and succeed. In Fintech, Small Business & the American Dream, former U.S. Small Business Administrator and Senior Fellow at Harvard Business School, Karen G. Mills, focuses on the needs of small businesses for capital and how technology will transform the small business lending market. This is a market that has been plagued by frictions: it is hard for a lender to figure out which small businesses are creditworthy, and borrowers often don't know how much money or what kind of loan they need. Every small business is different; one day the borrower is a dry cleaner and the next a parts supplier, making it difficult for lenders to understand each business's unique circumstances. Today, however, big data and artificial intelligence have the power to illuminate the opaque nature of a small business's finances and make it easier for them access capital to weather bumpy cash flows or to invest in growth opportunities. Beginning in the dark days following the 2008-9 recession and continuing through the crisis of the Covid-19 Pandemic, Mills charts how fintech has changed and will continue to change small business lending. In the new fintech landscape financial products are embedded in applications that small business owners use on daily basis, and data powered algorithms provide automated insights to determine which businesses are creditworthy. Digital challenger banks, big tech and traditional banks and credit card companies are deciding how they want to engage in the new lending ecosystem. Who will be the winners and losers? How should regulators respond? In this pivotal moment, Mills elucidates how financial innovation and wise regulation can restore a path to the American Dream by improving access to small business credit. An ambitious book grappling with the broad significance of small business to the economy, the historical role of credit markets, the dynamics of innovation cycles, and the policy implications for regulation, this second edition of Fintech, Small Business & the American Dream is relevant to bankers, regulators and fintech entrepreneurs and investors; in fact, to anyone who is interested in the future of small business in America.

From USA TODAY bestselling author Maggie K. Black… To protect her baby she needs to remember who she is. Gunshot victim Sara Kilpatrick has no memory of her life before she ended up in an Amish farmhouse—or why someone’s trying to kill her. But when clues lead to her own gravestone, Sara discovers a deadly conspiracy—and a husband and baby she doesn’t remember. And uncovering the truth could cost her everything…including the family she just found. From Love Inspired Suspense: Courage. Danger. Faith.