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BOOK EXCERPT:
Offering answers to essential questions about student debt and many connected issues, this book examines student debt in the United States at every stage of the process-from the banks that issue the loans to the colleges and universities that collect the payments. Student lending in the United States is one of the most controversial issues in contemporary American discourse. Are these loans the only option for Americans who want to attend college and university in order to attain the best careers and have a productive, enjoyable life? Should the predatory lending practices of for-profit colleges and universities be stopped? How can limits be imposed on student lending amounts without preventing students from getting the education they need to succeed? The book explains why so many students are borrowing large amounts of money to attend college; considers whether the cost of higher education is simply too high, and if there should be a cap on how much money students can borrow; explains what is contributing to the rising rate of borrowers defaulting on their loans; and predicts whether the so-called student loan bubble is in danger of popping. The Data and Documents chapter analyzes data gathered from discussions about student debt. This information enables readers to better understand who is borrowing student loans, what the money from the student loans is going toward, what individuals have the authority to decide who qualifies for these loans, and what is being done to curb wasteful student spending.
Product Details :
Genre |
: Education |
Author |
: William Elliott III |
Publisher |
: Bloomsbury Publishing USA |
Release |
: 2017-01-26 |
File |
: 190 Pages |
ISBN-13 |
: 9798216150725 |
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BOOK EXCERPT:
This book analyzes reliable evidence to tell the true story of student debt in America. One of the nation’s foremost experts on college finance, Sandy Baum exposes how misleading the widely accepted narrative on student debt is. Baum combines data, research, and analysis to show how the current discourse obscures serious problems, risks misdirecting taxpayer dollars, and could deprive too many Americans of the educational opportunities they deserve. This book and its policy recommendations provide the basis for a new and more constructive national agenda to make paying for college more manageable.
Product Details :
Genre |
: Education |
Author |
: Sandy Baum |
Publisher |
: Springer |
Release |
: 2016-07-20 |
File |
: 132 Pages |
ISBN-13 |
: 9781137527387 |
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BOOK EXCERPT:
This book examines how student debt informs the political action and participation of university students. The scale of student debt is unprecedented, particularly in the English-speaking world. In these democracies, debt has become an increasingly integral part of student life for many young people to enable participation in education and the wider economy. Using New Zealand as a case study, the author challenges existent assumptions about student attitudes towards loans by analysing how students speak about the impact of debt on themselves and their peers, including politically. Listening to these perspectives will provide a more nuanced insight into the underlying tensions and challenges of participating politically in a context of rising debt.
Product Details :
Genre |
: Political Science |
Author |
: Sylvia Nissen |
Publisher |
: Springer |
Release |
: 2018-10-04 |
File |
: 109 Pages |
ISBN-13 |
: 9783319963228 |
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BOOK EXCERPT:
Capturing the voices of Americans living with student debt in the United States, this collection critiques the neoliberal interest-driven, debt-based system of U.S. higher education and offers alternatives to neoliberal capitalism and the corporatized university. Grounded in an understanding of the historical and political economic context, this book offers auto-ethnographic experiences of living in debt, and analyzes alternatives to the current system. Chapter authors address real questions such as, Do collegians overestimate the economic value of going to college? and How does the monetary system that student loans are part of operate? Pinpointing how developments in the political economy are accountable for students’ university experiences, this book provides an authoritative contribution to research in the fields of educational foundations and higher education policy and finance.
Product Details :
Genre |
: Education |
Author |
: Nicholas D. Hartlep |
Publisher |
: Routledge |
Release |
: 2017-05-18 |
File |
: 267 Pages |
ISBN-13 |
: 9781317272007 |
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BOOK EXCERPT:
Product Details :
Genre |
: Education, Higher |
Author |
: United States. Congress. Senate. Committee on Finance |
Publisher |
: |
Release |
: 2015 |
File |
: 136 Pages |
ISBN-13 |
: STANFORD:36105050684013 |
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BOOK EXCERPT:
As of 2019, Americans owed over 1.56 trillion dollars in student loan debt, and 69 percent of college students who graduated in 2018 had to take out student loans. Student debt has increased significantly over the past twenty years, but what factors have brought this about? Are students to blame for making irresponsible financial decisions, or is the price of education rising disproportionately to average income? How do variables like class and race impact student debt? What impact do these debts have on individuals and the economy? This volume examines the nature of America's student debt crisis and explores possible solutions.
Product Details :
Genre |
: Young Adult Nonfiction |
Author |
: Avery Elizabeth Hurt |
Publisher |
: Greenhaven Publishing LLC |
Release |
: 2019-12-15 |
File |
: 128 Pages |
ISBN-13 |
: 9781534506244 |
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BOOK EXCERPT:
With unprecedented student debt keeping an entire generation from realizing the "American Dream," this book sounds a warning about how that debt may undermine both higher education—and our democracy. American higher education boasts one of the most impressive legacies in the world, but the price of admission for many is now endless debt. As this book shows, increasing educational indebtedness undermines the real value of higher education in our democracy. To help readers understand this dilemma, the book examines how student debt became commonplace and what the long-term effects of such an ongoing reality might be. Sold My Soul for a Student Loan examines this vitally important issue from an unprecedented diversity of perspectives, focusing on the fact that student debt is hindering the ability of millions of people to enter the job market, the housing market, the consumer economy, and the political process. Among other topics, the book covers the history of consumer debt in the United States, the history of federal policy toward higher education, and political action in response to the issue of student debt. Perhaps most importantly, it explores the new relationship debtor-citizens have to the government as a result of debt, and how that impacts democracy for a new generation.
Product Details :
Genre |
: Education |
Author |
: Daniel T. Kirsch |
Publisher |
: Bloomsbury Publishing USA |
Release |
: 2019-04-10 |
File |
: 231 Pages |
ISBN-13 |
: 9798216146728 |
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BOOK EXCERPT:
Getting into college is one giant hurdle to clear, and paying for it is quite another. This book breaks down the expenses associated with higher education, the various payment options available for students, including student loans, need-based scholarships, and merit-based scholarships, and what other avenues may exist for families to ensure that costs associated with tuition, room, and board stay reasonable. Concerns about "paying off" student loans, interest rates, and timelines are also addressed in this informative collection.
Product Details :
Genre |
: Juvenile Nonfiction |
Author |
: Paula Johanson |
Publisher |
: Greenhaven Publishing LLC |
Release |
: 2017-12-15 |
File |
: 114 Pages |
ISBN-13 |
: 9781534502185 |
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BOOK EXCERPT:
"Student loan debt in the U.S. now exceeds $1 trillion, more than the nation's credit-card debt. This timely book explains how and why student loans evolved, the concerns they've raised along the way, and how each policy designed to fix student loans winds up making things worse. The authors, a father and son team, provide an intergenerational, interdisciplinary approach to understanding how, over the last 70 years, Americans incrementally, with the best intentions, created our current student loan disaster. They examine the competing interests and shifting societal expectations that contributed to the problem, and offer recommendations for confronting the larger problem of college costs and student borrowing in the future"--
Product Details :
Genre |
: Education |
Author |
: Joel Best |
Publisher |
: Univ of California Press |
Release |
: 2014-05-02 |
File |
: 246 Pages |
ISBN-13 |
: 9780520287525 |
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BOOK EXCERPT:
Product Details :
Genre |
: Business & Economics |
Author |
: United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law |
Publisher |
: |
Release |
: 2010 |
File |
: 80 Pages |
ISBN-13 |
: PURD:32754081263539 |