Bonus content "Getting the Financial Help You Need" included in this digital edition. Is Your Financial Advisor Honest? Are You Sure? Learn how to: Choose an honest, qualified financial advisor and avoid the crooks Spot the warning signs that you’re being ripped off Empower and protect yourself, and get more help for your money Is your financial advisor the next Bernie Madoff? Can you afford not to know? Get this book, and find out! Read Bonnie Kirchner’s unforgettable personal story: Her sudden realization that she was married to one of the nation’s worst financial fraud artists. Then, follow Kirchner’s journey...learn what she learned about detecting financial scammers...discover the questions you must ask and the steps you must take so it never happens to you!

This is the eBook version of the printed book. This Element is an excerpt from Who Can You Trust With Your Money? Get the Help You Need Now and Avoid Dishonest Advisors (9780137033652), by Bonnie Kirchner. Available in print and digital formats. Understand the field of financial planning, so you can get the advice you need--and can rely on. Financial planning includes many components, and it is difficult for any one advisor to be expert in all of them. It’s similar to medicine. Some advisors with a broad base of knowledge act as generalists, often working with clients in a holistic manner--but they might have to find “specialists” in more complex situations. Whoever you work with, though, you need an integrated financial plan....

With combined career sales of twelve million books, the two most revered and trusted names in Christian finance—Ron Blue and the late Larry Burkett—offer the ultimate book about how to build a solid financial future as retirement approaches.Your Money after the Big 5-0 equips readers with the knowledge, financial tools, and wisdom needed to ensure their fiscal well-being in the second half of life. By following Burkett and Blue’s definitive direction, we learn to build a portfolio that provides for our family, honors God, and better positions us to bless the generations that follow with a legacy of stewardship and resources.

A comprehensive guide to living trusts, with expert financial and legal guidance The Living Trust Advisor is an expert guide for both advisors and their clients on the complex process of establishing, living with, and maintaining a living trust. Written by renowned family inheritance attorney Jeffrey L. Condon, this book discusses the various aspects of this important document, and shows you how to manage a seamless transfer of assets to various beneficiaries. This new second edition has been fully updated and revised to reflect the extensive changes to the Estate Tax Law that have taken place since the initial publication, giving you the most up-to-date information and guidance on preserving your wealth and helping your heirs avoid estate tax liability. You'll develop a vision for your trust before you ever meet with an attorney or other key players, and learn how to establish and maintain a trust that remains rock-solid for your lifetime and beyond. As the living trust has replaced the will as the primary means of settling after-death estates, clear guidance and current legal information is of utmost importance for advisors and clients alike. This book is a valuable resource for every stage of planning and execution, helping you ensure that you provide for your beneficiaries the way you intend. Know what to think about before your first meeting with a lawyer Establish and manage your living trust to carry out your wishes Identify potential inheritance problems and build solutions into the trust Distribute assets to future generations, and protect them after the transfer Dealing with complex financial and legal issues while facing our own mortality is a difficult task, but making these decisions is critical to the future outcome of your estate. The Living Trust Advisor expertly guides you through the process so you can be confident that your wishes will be carried out.

Our species is misnamed. Though sapiens defines human beings as "wise" what humans do especially well is to prospect the future. We are homo prospectus. In this book, Martin E. P. Seligman, Peter Railton, Roy F. Baumeister, and Chandra Sripada argue it is anticipating and evaluating future possibilities for the guidance of thought and action that is the cornerstone of human success. Much of the history of psychology has been dominated by a framework in which people's behavior is driven by past history (memory) and present circumstances (perception and motivation). Homo Prospectus reassesses this idea, pushing focus to the future front and center and opening discussion of a new field of Psychology and Neuroscience. The authors delve into four modes in which prospection operates: the implicit mind, deliberate thought, mind-wandering, and collective (social) imagination. They then explore prospection's role in some of life's most enduring questions: Why do people think about the future? Do we have free will? What is the nature of intuition, and how might it function in ethics? How does emotion function in human psychology? Is there a common causal process in different psychopathologies? Does our creativity change with age? In this remarkable convergence of research in philosophy, statistics, decision theory, psychology, and neuroscience, Homo Prospectus shows how human prospection fundamentally reshapes our understanding of key cognitive processes, thereby improving individual and social functioning. It aims to galvanize interest in this new science from scholars in psychology, neuroscience, and philosophy, as well as an educated public curious about what makes humanity what it is.

This solutions-oriented guide offers problem solving and behavior changing strategies for people working on their most intimate relationships. The book provides readers with: enhanced knowledge of their own and their partners' beliefs, values, habits, desires, goals, likes, and dislikes; ideas for opening communication and deepening a relationship; skills for making healthy decisions about lifestyles and boundaries; an in-depth understanding of the role of self-esteem in relationships; increased ability to let go of the past and embrace the present; and the knowledge that it is important not only to choose the right partner, but also to be the right partner. What distinguishes Intellectual Foreplay from similar titles is that it includes guidelines on what to do with the answers it gives. This makes it useful in both creating and sustaining a relationship.

Some have said that the word scam is too strong for a book that argues against the church's most sacred cow, but scam is exactly the right word because tithing has been put forth as a duty that will earn that which Christ suffered and died to freely give us. Not only is it wrong to suggest that tithing will do what Christ died to do, such as open heaven or make one right with God, but such teaching is an insult to His sacrifice and in reality, an enemy to the Cross even as circumcision was in the early church. Our ministers have been naively leading the church back under the Old Testament Law, and its curse, with imagined tithing promises that have gone way beyond even that which Malachi promised. Under the guise of obedience, faithfulness and stewardship, we've been duped into believing we must prove ourselves without realizing that practicing the Law (tithing) blocks us from becoming sons and heirs according to Galatians 4: 5. Do you know that The book of Malachi was never intended to be instruction to the New Testament church? All the ordinances in Malachi (including tithing) were nailed to Jesus' cross, according to Colossians chapter 2? Tithing is part of the Law according to Matt. 23: 23, Malachi 3: 7, and Hebrews 7: 18? The practice of tithing, the Law, can expose you to the curse of the Law causing incurable sicknesses, debt, death, and many other problems, according to the Apostle Paul in Galatians 3: 10? The practice of tithing actually removes you from the state of grace and places you back the category of sinner? Hebrews 5: 4 Tithing causes you to frustrate the grace of God, and causes Christ to profit you nothing? Galatians 2: 21 and 5: 2 Making tithing a practicetoday actually causes the New Testament to become another gospel according to Paul in Galatians 1: 6? Order The Great Tithing Scam today and find out what else tithing will or won't do.

Let The Smart Cookies show you how to eliminate debt, spend smarter, save better, and achieve financial freedom—without sacrificing your social life or your sanity! They were five dynamic young women: smart, successful—and secretly drowning in debt. Inspired by an episode of The Oprah Winfrey Show on personal finance, Andrea, Angela, Katie, Robyn, and Sandra formed a money club, together developing strategies for turning their finances around. Just one year later they had dramatically improved their financial situations—and had made major developments in their careers, relationships, and life goals to boot. Their proven recipe for success has since been featured on The Oprah Winfrey Show, MSNBC, and in the New York Daily News. How did they do it? These five women—with varied careers in marketing, public relations, social work, and TV production—joined forces to create a fun, simple, effective strategy for achieving financial success, forming a money club and supporting each other every step of the way. Now, in this extraordinary hands-on guide, the women, who soon dubbed themselves The Smart Cookies, share the secrets of their success. Weaving anecdotes from their own lives with practical, how-to advice, The Smart Cookies offer strategies that cut across the financial spectrum, whether you’re deeply in debt or just want to manage your money better. Tackling the unique financial challenges facing women today, they offer easy-to-follow advice on everything from creating a spending plan to boosting your income to starting your own money club.

Utilizing extensive research in economics, psychology, political science, neuroscience and evolutionary theory, Ananish Chaudhuri provides a critical perspective on the role of cognitive biases in decision-making during the Covid-19 pandemic. The extensive use of, and support for, stringent social distancing measures in particular is explored in depth.