Do you have too much month at the end of your money? Is your credit card screaming for relief? Are you tired of robbing Peter to pay Paul . . . whoever they are? Meet Steve and Annette Economides. They’ve been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children. In America’s Cheapest Family Gets You Right on the Money, they show you how they did it- and how you can do it too. Steve and Annette share many down-to-earth principles and the simple spending plan that they have used since 1982. They have taught this economizing lifestyle to thousands of people worldwide through seminars and their newsletter, and they include lots of real-life stories to make you feel as if you’re having your own private coaching session. Not only will you find solutions to your financial dilemmas, you’ll also discover a whole new way of life. You don’t need to be a CPA or a math wizard to learn their revolutionary system, which will teach you: - hundreds of ways to save money on everyday household expenses, including groceries, clothing, and health care - how to save in advance for major purchases such as homes, cars, and vacations - how to stop living paycheck to paycheck - how to eliminate debt . . . forever! America’s Cheapest Family Gets You Right on the Money puts meeting your financial goals- and living well at the same time- in reach for every family.

You Can Save Thousands a Year on Your Grocery Bill Without Cutting Coupons Imagine grocery shopping once-a-week or less, eating healthier, and having more free time—all while saving money. Sound too good to be true? For the Economides family, it’s a reality, and it can be yours too. What could the average family do with an extra $3,000 a year? America’s Cheapest Family® shows you strategies, tips, tools, and tricks in Cut Your Grocery Bill in Half, so you can achieve huge savings year after year. It’s a fact, the Economides say, saving money on groceries is one of the quickest ways to start making a positive difference in your family’s financial future. And these tips and strategies can work whether you’re shopping for seven or for one. Spend less time shopping and cooking Get more bang for your grocery buck Plan meals for picky eaters and busy schedules Discover kitchen tools that streamline meal preparations Learn many ways to eat out or eat in and save big Turn your freezer into a money-making machine Endorsements: "Many people think that it's impossible to reduce your grocery bill by 50%. But you can. Steve and Annette Economides provide step-by-step instructions in "Cut Your Grocery Bill in Half." Tools that are practical and easy to follow. No special shopping or cooking skills required. Anyone can see a surprising reduction in their grocery budget if they follow the Economides' methods. And, best of all, the savings begin right away. You don't need to finish the whole book to benefit. You'll find money-saving ideas that you can put to use in the first chapter, and every chapter thereafter. Normally I advise people to check books out of the library and save the cost of the book. But this is one do-it-yourself guide to lower grocery bills that you'll want to have on your bookshelf or kitchen countertop." Gary Foreman, Publisher, The DollarStretcher.com “If you are eager to save on groceries, but don't always have the time to clip coupons, this book is for you! It’s perfect if you're interested in more ways to cut costs, reduce waste, and get organized. This is an awesome book for the novice or the skilled cook.” Tawra Kellam and Jill Cooper—editors of LivingOnADime.com and authors of “Dining On A Dime Cookbook” “I've known Steve and Annette for several years and they definitely live what they believe. If you're serious about spending less money at the grocery store, this book offers some practical ways to achieve your goal. When it comes to stretching your dollar, I know of no one with more experience than Steve and Annette.” JJ Heller—Singer/Songwriter

The system will show you how to teach your children to manage money and have a good attitude while they're learning to earn, budget, and spend wisely.

From one of Nielsen’s top 50 power moms comes advice you can take to the bank—literally! Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels. With hundreds of inspiring “why didn’t I think of that?” tips, plus worksheets, Paine breaks down your goals into easy, manageable steps so you can: • Achieve a complete financial makeover • Set up a realistic budget • Never pay retail • Slash your grocery bill • Organize your time and your home • Use coupons wisely • Pay with cash only • Live simply • Become debt free • Choose contentment • Make every dollar count

Is it possible to have a music teaching career that is meaningful, artistically fulfilling, and financially self-supporting? The Savvy Music Teacher unveils a clear, realistic, dollar-for-dollar blueprint for earning a steady income as a music teacher, increasing impact and income simultaneously. This comprehensive resource reveals an entrepreneurial process with lessons that cannot be found anywhere else. Armed with Cutler's expert guidance, readers will learn to develop: - A thriving studio with a transformative curriculum - Multiple income/impact streams - Innovation strategies for every aspect of business and art - Powerhouse marketing - Time management skills - Financial literacy and independence - An inspired career outlook A must-read for music students, aspiring studio owners, early career instructors, and established gurus, The Savvy Music Teacher is packed with actionable advice written in accessible language. Real-life experiences from successful teacher-entrepreneurs are featured throughout.

There's a strong interest in reading for pleasure or self-improvement in America, as shown by the popularity of Harry Potter, and book clubs, including Oprah Winfrey's. Although recent government reports show a decline in recreational reading, the same reports show a strong correlation between interest in reading and academic acheivement. This set provides a snapshot of the current state of popular American literature, including various types and genres. The volume presents alphabetically arranged entries on more than 70 diverse literary categories, such as cyberpunk, fantasy literature, flash fiction, GLBTQ literature, graphic novels, manga and anime, and zines. Each entry is written by an expert contributor and provides a definition of the genre, an overview of its history, a look at trends and themes, a discussion of how the literary form engages contemporary issues, a review of the genre's reception, a discussion of authors and works, and suggestions for further reading. Sidebars provide fascinating details, and the set closes with a selected, general bibliography. Reading in America for pleasure and knowledge continues to be popular, even while other media compete for attention. While students continue to read many of the standard classics, new genres have emerged. These have captured the attention of general readers and are also playing a critical role in the language arts classroom. This book maps the state of popular literature and reading in America today, including the growth of new genres, such as cyberpunk, zines, flash fiction, GLBTQ literature, and other topics. Each entry is written by an expert contributor and provides a definition of the genre, an overview of its history, a look at trends and themes, a discussion of how the literary form engages contemporary issues, a review of the genre's critical reception, a discussion of authors and works, and suggestions for further reading. Sidebars provide fascinating details, and the set closes with a selected, general bibliography. Students will find this book a valuable guide to what they're reading today and will appreciate its illumination of popular culture and contemporary social issues.

Are you ready for a change? Whether you’re seeking a more fulfilling job or rethinking your career goals after a layoff, the questions you face are crucial. In Strategies for Successful Career Change, seasoned business and career journalist Martha E. Mangelsdorf distills lessons from a diverse group of people who have made the leap and landed on their feet. To help you navigate the challenges, pitfalls, and rewards of career transition, this book will show you how to: • Align your professional life with your personal goals • Identify your transferable skills, strengths, and constraints • Explore possible new careers in low-risk ways • Change careers while still paying the bills You’ll assess your current work life and aspirations, while taking into account logistical realities such as finances, health insurance, and family obligations. Through exercises, resources, and inspiring stories from successful career-changers, this supportive and empowering guide will help you find your very best next work life. “If you’re considering a career change, this book should be your go-to resource for insight, strategy, and practical advice. But even better, it serves up the inspiration we all need to do something great, thanks to real stories from people who’ve discovered their best life.” --Keith Ferrazzi, author of Never Eat Alone and Who’s Got Your Back “The genius of this book is its integration of solid, tried-and-true principles of career change with practical, engaging real-life stories of people who used them. An essential resource for career-changers and those who love them.” --Margaret Benefiel, PhD, author of Soul at Work and The Soul of a Leader “If you’re thinking about changing careers, Martha Mangelsdorf’s book is a must-read. Even if you’re not thinking about changing careers, it’s a should-read. Her fascinating stories about successful career-changers will make you ask yourself vital questions that are all too easy to ignore.” --Bo Burlingham, editor at large of Inc. magazine and author of Small Giants: Companies That Choose to Be Great Instead of Big

According to the U.S. Census Bureau, the average woman's family income drops by 37% after divorce. Do you know what assets or how much alimony or child support you are entitled to receive? Has your spouse threatened to leave you penniless? Have you spoken to an attorney and gotten sticker-shock? Do you earn too much money to qualify for free legal aid? This book was written to help the low- and moderate-income women the legal system has abandoned by walking a hypothetical self-represented woman step-by-step through the divorce process, including: -- How to prepare financially to stand on your own two feet; -- What the court can, and cannot do for you; -- 'Legwork' that can save you money on legal fees and help you get a better outcome; -- How much child support and alimony you might be entitled to receive; -- Custody disputes … 'fatal flaws' and how you can fix them. -- How to show a judge that your spouse is lying about their assets and income; -- What property you are entitled to receive … and should ask for; -- Ways vindictive ex-spouses can hide money … and how to prove they are lying; -- Real life dirty tricks, traps, and pitfalls highlighted so you can avoid them; -- How to find a good attorney (if you can afford one), save money on legal fees, or combine “a la carte” legal advice with your own efforts if you can't afford to hire a full-service attorney; -- Mediation and court-connected Alternative Dispute Resolution … benefits and pitfalls; -- How to dig up information your spouse doesn't want you to know (discovery) like an attorney; -- Common court forms and how to fill them out; -- Separation Agreements dissected and clarified; including two blank fill-in-the form boilerplates which you can download and use in your own divorce; -- Sample discovery requests and motions – we’ll dissect each motion and show what information you can use it to get; -- Sample hearing scripts for common court hearings (including Restraining Order hearings, Temporary Order hearings, Custody Dispute hearings, Contempt hearings, and parts of a mock-Trial); -- Restraining orders … how to get one … how to keep one; Filled with helpful examples of common court forms and legal pleadings, this book will introduce you to everything you NEVER wanted to know about divorce … but need to come up to speed … FAST!!! This is the only self-help legal book written by a woman who was once in your shoes who later went back to school to become an attorney! BONUS: links to download, edit and print blank Separation Agreement forms. The 6th Edition has been completely updated with the latest case law, including ways to sensitively handle a Christian divorce, caveats regarding same-sex couple custody disputes post-Obergefell, and a completely rewritten Separation Agreement chapter with suggested clauses for unusual situations such as extraordinary school fees, private school or homeschooling. Book 1 of the "Divorce Bootcamp Self-Help Legal series" . KIRKUS: “A solid, informative self-help divorce guide. This exhaustive…guide covers a range of topics related to contested and uncontested divorces, including how to gather documentation of assets, estimate child support and alimony, and even, if necessary, obtain restraining orders. She discusses many topics related to asset division and child custody, including marital debt and visitation rights. The book is aimed at the broadest possible audience, but also discusses variations in state laws.” (Review of the 5th Edition). . Legal Disclaimer: This book is not meant to constitute legal advice. The author is licensed to practice law in Massachusetts. Links have been provided to direct women to their local court resources in all 50 states, but the court forms, case histories and property division examples used are loosely based upon Massachusetts examples. This book is NOT a replacement for consultation with a licensed local attorney.

Young people need practical answers about money when considering their future, from preparing for the working world to making a budget and staying out of debt. What is a mortgage? Why do people pay taxes? How much does a college education cost-and how can a family afford it? In the wake of a global financial crisis, making smart decisions about money early in life is more important than ever. Book jacket.

When her husband got out of the military, Danielle's income dropped dramatically. Something had to change.Discover how her family of four survived happily on a $14,000 annual income with no debt, not even a mortgage. Their beautiful life on less could be yours!Learn toLay a financial foundation Cut your grocery bill in half Become a strategic shopper Plan meals your family will love Celebrate on a budgetWith practical tips and real-life examples, this book makes living on a budget fun! You don't have to sacrifice to enjoy the life you want. You just need to make your money work for you!