Does it feel like you’re NEVER going to finish paying back your student loans? Do you spend more on coffee per month than you put into your 401(k)? Do you avoid looking at your bank balance because it’s easier to live in denial? The first step to getting your financial life in order is tracking what you spend. Money Diaries, the breakout series from Refinery29, offers readers a revealing and often surprising look at the personal finances of others: what they spend, how they save, and even the purchases they hide from their partners and friends. Featuring all-new Money Diaries, valuable advice on how to get rich (and afford life in the meantime) from a handpicked team of female financial advisers, and money challenges that will save you up to $500, Refinery29 Money Diaries will empower you to take immediate control of your own money, including: • Why budgets are bulls&!t and what to do instead • How to make repaying your loans as painless as possible • How to start an emergency fund even if you’re living paycheck to paycheck • How to effectively ask for a raise and make sure you’re being paid fairly • How to have fun without going broke • The joy of saving for future you With a vision of what your dream bank account balance looks like, some expert advice to help you achieve it, and the support of a powerful community with the same goal, you’ll be a step closer to taking control of not just your wallet, but your life.

A comprehensive guide to talking about money in every aspect of your life, including at work, with friends and family, and in relationships, from the author of the Broke Millennial series. Let's face it--talking about money is always awkward. In this user-friendly and approachable guide, finance writer Erin Lowry helps take the stress out of these tricky conversations. With scripts, tips, and troubleshooting advice, she takes you through every possible money talk scenario, including: • how to tell your friends you can't afford the same lifestyle they can • how to ask your parents if they can afford retirement and if they'll need your support as they age • how to talk to your coworkers about your salary and negotiate with your boss • how to broach the subject of a prenup with your fiancé Lowry arms you with all of the financial knowledge you'll need in order to get the most out of each interaction, whether that's with your friends, your spouse, your employer, or your mom. It's time to demystify our money and hash out these tough topics with the important people in our lives, and this helpful book will make it all much easier.

‘Koa Beck writes with passion and insight about the knotted history of racism within women’s movements and feminist culture, past and present. Curious, rigorous, and ultimately generous, White Feminism is a pleasure and an education.’ Rebecca Traister, New York Times bestselling author of Good and Mad 'Intellectually smart and emotionally intelligent, Beck brilliantly articulates how feminism has failed women of colour and non-binary people. She illuminates the broad landscapes of systemic oppression and demands that white feminism evolve lest it continue to be as oppressive as the patriarchy.' Patrisse Khan-Cullors, cofounder of Black Lives Matter, author of When They Call You a Terrorist and joint recipient of the Sydney Peace Prize 'Don’t judge this book by its cover. Koa Beck knows that feminism includes all women and girls by definition, and is writing to overcome anti-feminist divisions that divide and defeat us.' Gloria Steinem A timely and impassioned exploration of how our society has commodified feminism and continues to systemically shut out women of colour. Join the important conversation about race, empowerment, and inclusion with this powerful new feminist classic and rousing call for change. Koa Beck, writer and former editor-in-chief of Jezebel, boldly examines the history of feminism, from the true mission of the suffragettes to the rise of corporate feminism with clear-eyed scrutiny and meticulous detail. She also examines overlooked communities, including Native American, Muslim, transgender, and more - and their difficult and ongoing struggles for social change. In these pages she meticulously documents how elitism and racial prejudice has driven the narrative of feminist discourse. She blends pop culture, primary historical research, and first-hand storytelling to show us how we have shut women out of the movement, and what we can do to change things for a new generation. Combining a scholar’s understanding with hard data and razor-sharp cultural commentary, White Feminism is a witty, intelligent and profoundly eye-opening book that will challenge long-accepted conventions and completely upend the way we understand the struggle for women’s equality.

What does it mean to be 'bad' at money? Money is not a maths problem. Spending, saving, splitting the bill or asking for a pay rise - these are moments dominated by our own hang-ups, habits, anxiety and ambitions. Money features in our friendships, family life, our choice of late-night treat and who we date. And yet it's so often hidden behind shame and silence. We need to start talking about it. Funny, frank, and filled with insights, practical advice and conversations with everyone from company CEOs to debt advisors to housemates, Open Up is the book that will transform your relationship to money. It shows how talking can change your life, relationships and bank balance, and influence bigger issues like pay gaps or the living wage. This book strips away the awkwardness to help you gain knowledge, take control of your finances and finally get 'good' with money.

*** REVISED AND UPDATED EDITION *** 'This book is a wise investment' - Financial Times A practical money handbook to help you spend, save and earn better. Do you need help managing your money? Are you keen to invest but not sure how? Or do you need to understand how to make your money work for you? If so, it's time to take back control of your bank balance. In this book you will learn how to: Understand and improve your credit score Take back control of debt Save money each month Negotiate a better salary Build a pension Buy a home Invest and make your money work harder! This essential handbook will help debunk the financial jargon and break the money taboo. Packed with actionable tips and no-nonsense practical advice, You're Not Broke You're Pre-Rich will teach you how to make your savings work for you, how you could invest your money, why you need to understand your pension and why your financial health is just as important as your mental and physical health. This updated and market-leading manual will be your comprehensive guide to financial freedom, giving you the confidence and conviction to regain control of your bank balance and live a happier, richer life.

As heard on BBC Radio 4's Start The Week. Tired of struggling to make ends meet at the end of the month? Got no clue where to begin with savings and investments? Want to start your own business? It isn't about cutting back on coffee or walking to work, and it definitely isn't about becoming a bazillionaire overnight (sorry). This book isn't going to tell you what you should and shouldn't spend your money on and, sadly, get rich quick schemes are a load of BS. Instead, it combines time-tested, expert advice with fresh insights into how money works today and how you can earn, spend and invest your way towards living your best life. Praise for Alice Tapper: 'The millennial financial guru' Independent 'A brilliant voice in modern finance' Stylist 'A financial game changer' Marie Claire 'Full of practical exercises' Moneywise 'Tapper makes budgeting and getting out of debt seem fun' Daily Telegraph

The Artist's Way for the 21st century—from esteemed creative counselor Beth Pickens. If you are an artist, you need to make your art. That's not an overstatement—it's a fact; if you stop doing your creative work, your quality of life is diminished. But what do you do when life gets in the way? In this down-to-earth handbook, experienced artist coach Beth Pickens offers practical advice for developing a lasting and meaningful artistic practice in the face of life's inevitable obstacles and distractions. This thoughtful volume suggests creative ways to address the challenges all artists must overcome—from making decisions about time, money, and education, to grappling with isolation, fear, and anxiety. No matter where you are in your art-making journey, this book will motivate and inspire you. Because not only do you need your art—the world needs it, too. • EXPERT ADVICE: Beth Pickens is an experienced and passionate arts advocate with extensive insight into working through creative obstacles. She has spent the last decade advising artists on everything from financial strategy to coping with grief. • PRACTICAL AND POSITIVE: This book is both a love letter to art and artists and a hands-on guide to approaching the thorniest problems those artists might face. Pickens offers a warm reminder that you are not alone, that what you do matters, and that someone out there wants you to succeed. • TIMELESS TOPIC: Like a trusted advisor, this book is an invaluable resource jam-packed with strategies for building a successful creative practice. From mixing business and friendship to marketing yourself on social media, this book can help. And it will—again and again. Perfect for: • Visual artists and makers • Writers, musicians, filmmakers, and other creatives • Art and design school graduates and grad-gift givers

A groundbreaking exposé of racism in the American taxation system from a law professor and expert on tax policy NAMED ONE OF THE BEST BOOKS OF THE YEAR BY NPR AND FORTUNE • “Important reading for those who want to understand how inequality is built into the bedrock of American society, and what a more equitable future might look like.”—Ibram X. Kendi, #1 New York Times bestselling author of How to Be an Antiracist Dorothy A. Brown became a tax lawyer to get away from race. As a young black girl growing up in the South Bronx, she’d seen how racism limited the lives of her family and neighbors. Her law school classes offered a refreshing contrast: Tax law was about numbers, and the only color that mattered was green. But when Brown sat down to prepare tax returns for her parents, she found something strange: James and Dottie Brown, a plumber and a nurse, seemed to be paying an unusually high percentage of their income in taxes. When Brown became a law professor, she set out to understand why. In The Whiteness of Wealth, Brown draws on decades of cross-disciplinary research to show that tax law isn’t as color-blind as she’d once believed. She takes us into her adopted city of Atlanta, introducing us to families across the economic spectrum whose stories demonstrate how American tax law rewards the preferences and practices of white people while pushing black people further behind. From attending college to getting married to buying a home, black Americans find themselves at a financial disadvantage compared to their white peers. The results are an ever-increasing wealth gap and more black families shut out of the American dream. Solving the problem will require a wholesale rethinking of America’s tax code. But it will also require both black and white Americans to make different choices. This urgent, actionable book points the way forward.

Life for girls is a battle of contrasting expectations, being told you should be 'empowered' but also be a 'good girl', putting others first but still striving for perfection yourself. This conflict, internalizing expectations of an impossible standard, has lead to an explosion in mental-health and anxiety-related disorders in young women. The traditional narrative of education feeds the perception that girls are good. They achieve, work hard, are co-operative. They achieve better grades. But where do these high achievers disappear to? They aren't becoming CEOs, politicians or social leaders. Women are still disproportionately the family carers and domestic managers. This book explores: * research around biological difference, and how our schools encode gendered expectations. * how our curricula can provide role-models as well as modes of thinking, valuing traditionally feminine traits as equal to masculine * using psychological approaches to develop girls' independence. * how school systems and leadership can model approaches to encourage all students to create a gender-balanced environment. With practical questions and suggestions at the end of each chapter, this book is a guide to the research and a tool to help teachers and leaders shape a genuinely empowering school experience for young women.

For fans of Gretchen Rubin's Four Tendencies, Tim Ferris's 4-Hour Work Week and the author and entrepreneur Gary Vaynerchuk 'It was a pleasure to read... the way we all work is going to change in the coming years' Richard Branson The world of work is changing - so how do you keep up? You have the ability to make money on our own terms, when and where you want - but where do you start? If you've been itching to convert your craft into a career, or your side-hustle into a start up, then The Multi-Hyphen Method is for you. In The Multi-Hyphen Method award-winning blogger / social media editor / podcast creator, Emma Gannon, teaches that it doesn't matter if you're a part-time PA with a blog, or a nurse who runs an online store in the evenings - whatever your ratio, whatever your mixture, we can all channel our own entrepreneurial spirit to live more fulfilled and financially healthy lives. The internet and our phones mean we can work wherever, whenever and allows us to design our own working lives. Forget the outdated stigma of being a jack of all trades, because having many strings to your bow is essential to get ahead in the modern working world. We all have the skills necessary to work less and create more, and The Multi-Hyphen Method is the source of inspiration you need to help you navigate your way towards your own definition of success.