*** REVISED AND UPDATED EDITION *** "This book is a wise investment" Financial Times "A marvellous money manifesto" Helena Morrissey DBE, financier & founder of 30% club One out of three millennials today will never be able to buy their own house. Does it have to be like this? You're Not Broke You're Pre-Rich will tell you that it really doesn't; you can have your avocado on toast and stop renting and start saving too. In this book you will learn how to : Rent smart Buy a home Get a better salary Manage a credit card Understand your net worth / credit score Save more money Live within your budget Build a pension Invest Pay off your debt forever This essential handbook will help debunk the financial jargon and break the money taboo. Packed with actionable tips and no-nonsense practical advice, You're Not Broke You're Pre-Rich will teach you how to make your savings work for you, how you could invest your money, why you need to understand your pension and why your financial health is just as important as your mental and physical health. This updated and market-leading manual will be your comprehensive guide to financial freedom, giving you the confidence and conviction to regain control of your bank balance and live a happier, richer life.

Step right up, future millionaires, because this is your ultimate ticket to financial freedom! Forget the dull drivel of traditional money advice books—this guide is your sassy, no-nonsense roadmap to getting rich, one wisecrack at a time. Written by Parveen Narang, aka "Expert Uncle," this book smashes the tired myths you’ve heard about money. From "money can’t buy happiness" to "money is the root of all evil," Narang tackles these clichés head-on with humor, hard facts, and practical advice. This isn’t just about debunking myths—it's about showing you how to use money to your advantage, starting today. What You’ll Learn: 1- The Mysterious World of Financial Myths: Step into the financial jungle where Narang debunks myths like a seasoned explorer. You'll laugh, you'll learn, and you’ll never look at your bank account the same way again. 2- Budget Like a Boss: Welcome to the dojo of dollars, where you’ll become a black belt in budgeting. Forget penny-pinching—this is about wielding your money with precision. 3- Credit Card Commando: Arm yourself with the knowledge to master credit cards. Learn to conquer debt and make credit work for you. 4- Debt Dynamics: Understand the beast that is debt. Narang breaks down the types, the traps, and the tactics to emerge victorious. 5- The Miser’s Manual: Being a miser isn’t about being cheap—it’s about smart spending. Learn to negotiate, leverage discounts, and make thoughtful purchases without sacrificing joy. 6- Mind Over Money: Your brain’s emotional hot-seat loves messing with your money. Discover how to outsmart your amygdala and make financial decisions that lead to wealth. 7- Student Loan Survival Guide: Navigate the treacherous terrain of student loans with a guide that’s part map, part compass, and all genius. 8- First Date with the Stock Market: Dip your toes into the world of stocks without drowning. This chapter is your flirtation with financial growth—hot tips included. 9- The Casino Trap: From Riches to Rags: Learn why casinos are designed to make you lose and how to play smart if you must play at all. 10- Scams - Stone Age to the Smartphone Age: From ancient cons to modern-day digital scams, Narang reveals how to spot, avoid, and laugh at scammers. 11- Game Over: Insert More Coins to Continue: Discover the secrets to long-term financial success. Spoiler: It's about more than just making money—it's about keeping it and making it work for you. Why You Need This Book? Parveen Narang’s "The Future Millionaire’s Handbook" isn’t just a book—it’s a survival kit for the financial wilderness. With candid stories, punchy humor, and practical steps, this guide will arm you with the knowledge and confidence to take control of your financial destiny. Whether you're just starting out or already on your financial journey, this book will help you flip the script on money. It’s not just about splurging on the latest tech or a weekend getaway—it's about buying choices, freedom, and a peace of mind that only financial security can bring.

THE SUNDAY TIMES BESTSELLER Mental health matters! Learn how to assess your mental health today - and understand what's normal for you. Discover the seven universal truths that everyone should remember, and the mental fitness foundations that will boost you. And exercise your mind with the mental health toolkit that will help you thrive. Contents include - Part One: Your Mental Health Today -You are not alone -Know what feels normal for you Part Two: The Seven Universal Truths -Boundaries are beautiful -Mistakes are a must-have Part Three: Mental Fitness Foundations -It's good to talk -Why medical help matters Part Four: Mental Health Toolkit Resources

When it comes to investing, the most important message for women is to start. Inspirational Investing is an empowering read that enables you to reflect on your own finances and plan ahead for those moments that matter. Many women doubt their own investing ability, but this book shows you why it is critical to plan for a better future, with inspiration from leading industry experts. Learn from some of the most successful women in finance as they share practical advice, combined with real-life journeys from people who have achieved investment success. Packed with insight and inspiration, this book features the true stories of women who have invested their way to financial freedom. In this edition, learn why and how to plan for a better future using pensions, investment trusts, cryptocurrency, ESG investing, alternative investments and much more. Amanda Taylor interviews leading women from the world of investment and asks: What is the impact of rising living costs? When is the best time for women to start investing? How can your health affect your money? How can you make sure your money is being invested in alignment with your values? What psychological biases affect how well you invest? Featuring: Alexandra Bause, Co-Founder, Apollo Health Ventures Annabel Brodie-Smith, Communications Director, The Association of Investment Companies Becky O’Connor, Co-Founder, Good with Money Blair DuQuesnay, Lead Advisor – Preserve, Ritholtz Wealth Management Charelle Griffith, Marketing and Business Strategist, CharelleGriffith.com Claire Dwyer, Head of Investment Companies, Fidelity Dame Mariot Leslie, SAINTS Danni Hewson, Finance Analyst and Broadcaster, AJ Bell Dr Nikki Ramskill, The Female Money Doctor Emilie Bellet, Founder and CEO, VestPod Jillian Godsil, Co-Founder and Editor-in-chief, blockleaders.io Julie Flynn, Independent financial planner and certified financial coach Kalpana Fitzpatrick, Editor, The Money Edit Lazetta Rainey Braxton, Co-Founder and Co-CEO, 2050 Wealth Partners Lesley Dunn, Head of Credit and Co-manager of the Strategic Bond Fund, Baillie Gifford Lottie Leefe, Founding Director, The Dura Society Lucy Isles, Co-manager of European High Yield Bond Fund, Baillie Gifford Merryn Somerset Webb, Senior Columnist, Bloomberg Moira O’Neill, Investment and Money Writer, Editor, Presenter Nuala Walsh, CEO, MindEquity Rosie Carr, Editor, Investors’ Chronicle Sally Greig, Head of Emerging Markets Debt, Baillie Gifford Stephanie Carbonneil, Head of the Investment Trusts Business, AllianzGI Inspirational Investing is supported by a number of organisations including Allianz Global Investors, Baillie Gifford and Master Investor. Foreword by Rosie Carr, Editor, Investors’ Chronicle.

The bestselling author of Talk Money to Me teaches women how to feel confident about their money, save and spend wisely, and advocate for themselves. Do you want to know how to pay off that debt and start saving? Ready to negotiate a salary raise or better benefits? Do financial terms and options make your head spin? Here’s the good news: we as women have more financial freedom and money now than ever before. Here’s the bad news: when it comes to money, many women become paralyzed by financial management and sometimes even defer big decisions to other people, much to their detriment. What’s the solution? Financial empowerment. In this handy guide, you will learn how to: -Discuss money with your partner -Determine realistic and attainable goals -Negotiate for the salaries and benefits you deserve -Splurge occasionally while still saving money -Understand financial risks and make good investments -Gain control of your financial destiny With years of experience as a personal finance educator, bestselling author Kelley Keehn will give you the tools you need to keep and grow your wealth, even if you don’t have much to start from—yet. This unique book brings to life the most common financial conundrums women face, teaching you how to save, spend, invest, and plan for a strong financial future.

Offers advice on ways to achieve success, good health, happiness, and prosperity.

'Sound and caring, this is a book we all need to read' Stylist It's impossible to talk about wellbeing without addressing our financial wellbeing. While it may be true that money can't buy you happiness, you will struggle to find balance and contentment in all other areas of your life when you aren't in control of your finances. In Five Steps to Financial Wellbeing, Clare Seal walks you through five straightforward, achievable steps to take to change your relationship with money for good, and in doing so, change the rest of your life for the better. This book also addresses the deeper fundamentals of a healthy relationship with money, from building self-worth to tackling consumerism. Five Steps to Financial Wellbeing is a toolkit to help readers of all ages and life stages establish a healthy, positive relationship with money, avoid problem debt, save and invest for the future and above all, take control of your finances instead of letting your finances control you.

Are you ready to become rich? How do they do it - how do the rich get rich? What do they do that’s so different from the rest of us? We all do it, we slog away to make a living, after all it’s the only way... But, what if there was another way? A smarter way – a way that gives you more chance of making your dreams a reality? There is. And Paul Overy, self made millionaire and financial coach will show you how. In simple and ordinary language, Tricks of the Rich will show you how the rich make think and manage money - and how you can apply this to your financial world. Overy will reveal the key golden rules that the rich live by; you’ll learn how to invest, save tax, use banks, and borrow in a way that will rapidly improve your chances of becoming wealthy. It’s time for you to take control of your cash and gain your financial freedom. WHAT THEY KNOW. WHAT YOU NEED TO KNOW. MORTAGES: how to make money from property TAX AVOIDERS: ways to pay less tax CREDIT CARDS: how to borrow wisely PENSIONS: how to retire early FINANCIAL ADVISERS: use them to your advantage INTEREST RATES: haggle with your bank to get better results

An In Depth Guide to How Anyone can become wealthy.